Savings ... something of the past?

Jon_B_2

Lily-Rose wrote: »

Wow, what nasty posts there are on here. I was only posting my experience of our struggle with debt, and how much better we are renting a housing association home, than we were when we were tied down as 'homeowners' with the ball and chain that is a mortgage.

There sure are some bitter and envious people on here! :rotfl:

We pay our own rent in full by the way, and don't have any benefits whatsoever. Also, we live in a H.A. bungalow that is owned by a non profit organisation so it is not subsided in any way.

But I expect you already know that.

And our lives are far from grim, in fact we have never been happier. .. or better off financially... As my long post stated very clearly. Of course, you will choose to not believe that, because it suits you to.

Jealousy and bitterness are not nice traits.

Shame on you all.

By the way, our bungalow is £73 a week, with all maintenance and repairs included, and a tenancy for life. It's in a cul de sac that was built for private sale in the 70s, and the housing association bought around a dozen of them in the 1980s for their housing stock.

I am not posting a pic of mine, but it's the same as this.



And yes, it IS detached!

Try not to let the jealousy eat you alive.

And on that note, I shall sign off. We are off on a trip to Eastern Europe for a week tomorrow. We can afford it these days. Probably go to NYC later in the year. We'll see. YEP we sure have a grim life; travelling abroad, no debt, 5 grand savings in the bank, and living in a lovely little detached housing association bungalow with a tenancy for life, in a semi rural area... :whistle:

I don't know where in the country you live, but circa £300/month rent is not a representative rental outgoing these days - so it has to be subsidised in some way surely.

lippy1923

What are you on about LR? Who is jealous?
If anything I felt sorry for you, not jealous. You obviously had a very unlucky life with home owning.

Love the boast post. Glad you are thrilled with your own life. No one else is going to be

antrobus

lippy1923 wrote: »

What are you on about LR? Who is jealous?
If anything I felt sorry for you, not jealous. You obviously had a very unlucky life with home owning.

Love the boast post. Glad you are thrilled with your own life. No one else is going to be

Well you started it.

This is the Debate House Prices and the Economy Board. What on earth motivated you to post essays detailing your personal struggles with whatever. Why are you so special?

lippy1923

antrobus wrote: »

Well you started it.

This is the Debate House Prices and the Economy Board. What on earth motivated you to post essays detailing your personal struggles with whatever. Why are you so special?

Erm.. was that aimed at me? I'm confused

Malthusian

Some may say 'come ON, you must have been able to afford this and that,' but we genuinely couldn't... we constantly struggled for years and years, and were always in the mire financially. All through being a 'homeowner.'

No, through buying a house that was beyond your means. Why didn't you budget for repairing the leaky roof when you were buying the house? You could have bought a smaller house and used the money you saved on the deposit and the mortgage to do any repairs that needed doing.

But this will probably fall on deaf ears - after all you have no reason to care about this kind of financial pernicketing as the rest of us have relieved you of the responsibility to think about it via taxation.

If you genuinely think you're paying the market rent for your house, ask yourself why the waiting lists for council housing are a mile long.

mwpt

Quite a sensitive issue when someone is revealing the hard times they've had. So on the one hand, understand that state support is there for a reason, and it's why most of us sleep safe at night. On the other hand, the poster who is receiving a subsidised rent on the HA property should be aware that he/she is benefiting from tax payer money, while the option isn't open to many other people.

Comparing a subsidised rent vs paying for your own house is comparing apples and oranges.

wymondham

Lily-Rose wrote: »

Wow, what nasty posts there are on here. I was only posting my experience of our struggle with debt, and how much better we are renting a housing association home, than we were when we were tied down as 'homeowners' with the ball and chain that is a mortgage.

There sure are some bitter and envious people on here! :rotfl:

We pay our own rent in full by the way, and don't have any benefits whatsoever. Also, we live in a H.A. bungalow that is owned by a non profit organisation so it is not subsided in any way.

But I expect you already know that.

And our lives are far from grim, in fact we have never been happier. .. or better off financially... As my long post stated very clearly. Of course, you will choose to not believe that, because it suits you to.

Jealousy and bitterness are not nice traits.

Shame on you all.

By the way, our bungalow is £73 a week, with all maintenance and repairs included, and a tenancy for life. It's in a cul de sac that was built for private sale in the 70s, and the housing association bought around a dozen of them in the 1980s for their housing stock.

I am not posting a pic of mine, but it's the same as this.



And yes, it IS detached!

Try not to let the jealousy eat you alive.

And on that note, I shall sign off. We are off on a trip to Eastern Europe for a week tomorrow. We can afford it these days. Probably go to NYC later in the year. We'll see. YEP we sure have a grim life; travelling abroad, no debt, 5 grand savings in the bank, and living in a lovely little detached housing association bungalow with a tenancy for life, in a semi rural area... :whistle:

My car lease costs more than your bungalow (and its a bit smaller!) - you've got a very good deal there!

antrobus

lippy1923 wrote: »

Erm.. was that aimed at me? I'm confused

Yes. That's why I quoted your post. That was a big clue.:)

michaels

antrobus wrote: »

Well you started it.

This is the Debate House Prices and the Economy Board. What on earth motivated you to post essays detailing your personal struggles with whatever. Why are you so special?

Are lily-rose (she of the subsidised house) and Lippy1923 the same person?

lippy1923

I still dont understand (maybe due to being a Friday afternoon) I didn't write an essay of my struggles in life. Think you meant that to LR not me lol