Loan for a 75 year old

gunsandbanjos

I know downsizing might sound like a logical solution but to a newly widowed elderly lady it's maybe a bit daunting!

I'm not sure I'd want to move out of the home I'd shared with my husband quite so swiftly.

margaretclare

Possibly daunting, but then...the whole thing is very daunting. What's been proposed is mega work, mega disruption, not only cost.

Is there any reason why some of this couldn't have been tackled in late husband's lifetime?

Clearing out guttering is probably the smallest part of that, essential to prevent damage from damp - possibly a local tradesman could quote for it? I would suggest this is the most urgent work that needs doing.

tubby210

margaretclare wrote: »

Possibly daunting, but then...the whole thing is very daunting. What's been proposed is mega work, mega disruption, not only cost.

Is there any reason why some of this couldn't have been tackled in late husband's lifetime?

Clearing out guttering is probably the smallest part of that, essential to prevent damage from damp - possibly a local tradesman could quote for it? I would suggest this is the most urgent work that needs doing.

Quite rude, my dad had parkinsons diabetes, heart problems and various other things thtas why

Mojisola

gunsandbanjos wrote: »

I know downsizing might sound like a logical solution but to a newly widowed elderly lady it's maybe a bit daunting!

I'm not sure I'd want to move out of the home I'd shared with my husband quite so swiftly.

So soon after a bereavement isn't a good time to make major changes but there's no need for it to happen quickly.

If she has managed without these things up to now, would a few more months be too difficult to cope with? It would be a shame to get into debt and spend a lot on changing the current house only to realise in a year's time that a move would have been a better choice.

The guttering could be sorted out now. AgeUK usually have a local tradesmen unit who could be asked to look at what needs doing. Hard to imagine it would take a lot to put it right.

p00hsticks

tubby210 wrote: »

clear out the guttering approx £2000

I agree with others - if you really mean just getting the gutters cleared of dead leaves, moss etc, then even if the house is absolutely massive (and a £100k value suggests it is not) this is wildly over estimated.

We had ours completely replaced for considerably less than £2000. A local odd job man should be able to do it much cheaper

margaretclare

tubby210 wrote: »

Quite rude, my dad had parkinsons diabetes, heart problems and various other things thtas why

Well, you didn't say. So the bathroom, stair lift would really have been beneficial for him while he was alive.

McKneff

not rude at all, as margaretclare says, dad would have greatlly benefited from a stair lift and possibly a walk in shower.

Family and friends could rally round and clean gutters out surely. Even paying someone would be less than a day at £10 an hour.. Where do you get £2k from. a member of family have just got gutters, soffits and barge boards replaced for less than that.

[Deleted User]

We have a man who cleans our gutters twice a year (we have trees nearby) he charges £25 as it only takes him 90 minutes.

somethingcorporate

Clearing out a couple of gutters for £2k? blimey - nice work if you can get it.

Takes a couple of hours max. Get a local handyman to give you a reasonable quote. You could replace them for less than that.

foxy-stoat

I think you should do your Mum a favour and not let her take out a loan. Can you not get a credit card or loan yourself and give her the cash or pay for the bits she needs.

Get some cheaper quotes as well !