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Credit Reports
LPMS
Posts: 89 Forumite
Would you all suggest purchasing the £2 credit report from Experian? I am signed up to bth Clear Score and Noddle, but Clear Score include some creditors that Noddle has excluded and vice versa. Would it be worth ordering the experian report? If so, would you suggest getting a new report every 6 months?
Total Debt - £30,814.90 at 12/2/2016
Total Paid £993.24 = 3.22% at 29/04/2016
2 debts of 20 paid off
Total Paid £993.24 = 3.22% at 29/04/2016
2 debts of 20 paid off
0
Comments
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Depends how much faith you have in CRA and their ability to make any difference to you getting credit, personally I have zero faith.0
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What's CRA?Total Debt - £30,814.90 at 12/2/2016
Total Paid £993.24 = 3.22% at 29/04/2016
2 debts of 20 paid off0 -
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Would you all suggest purchasing the £2 credit report from Experian? I am signed up to bth Clear Score and Noddle, but Clear Score include some creditors that Noddle has excluded and vice versa. Would it be worth ordering the experian report? If so, would you suggest getting a new report every 6 months?
Sounds a reasonable plan. Simply to check what data is there and that there is nothing incorrect.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
The Barclaycard App gives free Experian credit reports, if you have that app its probably best to use that instead of paying for the credit report.0
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