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unsecured loan / guarantor loan

scoli
scoli Posts: 2 Newbie
in Loans
Hi.......
I'm unemployed with a good credit rating, own my house with mortgage. Only income I have is benefits. I'm trying to find a lender who would lend me £10k (with or without a guarantor).....any ideas of companies who would do this

Thanks

Comments

  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    No-one's going to lend you £10k if the only income you have is benefits.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    scoli wrote: »
    Hi.......
    I'm unemployed with a good credit rating, own my house with mortgage. Only income I have is benefits. I'm trying to find a lender who would lend me £10k (with or without a guarantor).....any ideas of companies who would do this

    Thanks

    if you have some-one willing to guarantee a loan, then ask them to get the loan in their own name and give you the money
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Bank of mum and Dad. Dont even think about getting someone to be a guarantor for you as you cant afford a £10k loan.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Without asking why you really need £10,000 with your only income is benefits - you will have more chance in asking the guarantor to take out a £10,000 loan and hand you the cash than you have getting a guarantor loan - well I hope so or we are all doomed !
  • scoli
    scoli Posts: 2 Newbie
    Thanks everyone, i appreciate all your replies.
  • Brock_and_Roll
    Brock_and_Roll Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts
    "I'm unemployed with a good credit rating"


    No offence to the OP, but that did give me a chuckle!
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Brock_and_Roll wrote: »
    "I'm unemployed with a good credit rating"


    No offence to the OP, but that did give me a chuckle!

    It's more than possible to have a 999 score and no job.

    Getting credit a tad harder.
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