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Staying debt free advice...
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it may also help to keep a spending diary and note down everything you buy during the month. it helps pinpoint spending on little things that you might not have included in your budget, things like picking up a magazine or a coffee or a sandwich. these all add up over the course of a month.
by analysing these extra spends, you can find other areas to cut down on.Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 20190
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