📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HSBC Mortgage decision call

Options
Hi guys,

So I had my HSBC advisor meeting over the phone 2 days ago and I got my agreement in principle and KFI. We were told because as it is a joint application and my partner is 3 months into a 6 month probation, the underwriters may have an issue but they are being far less strict these days (think it all depends on the profession/industry).

Anyways I called today for an update and the woman said that a decision has been made but we will have to wait until Tuesday to find out where we will have a 25 minute phone call with our advisor.

I was wondering if this amount of time sounded about right for either the application having been approved or rejected.

I only ask as we are in a tight timeframe of 28 days (we are buying a new build) so we want to make sure a plan B is firmly in place.

Id be very grateful if anyone with experience could help.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.