We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
HSBC Mortgage decision call
Options

nban2010
Posts: 3 Newbie
Hi guys,
So I had my HSBC advisor meeting over the phone 2 days ago and I got my agreement in principle and KFI. We were told because as it is a joint application and my partner is 3 months into a 6 month probation, the underwriters may have an issue but they are being far less strict these days (think it all depends on the profession/industry).
Anyways I called today for an update and the woman said that a decision has been made but we will have to wait until Tuesday to find out where we will have a 25 minute phone call with our advisor.
I was wondering if this amount of time sounded about right for either the application having been approved or rejected.
I only ask as we are in a tight timeframe of 28 days (we are buying a new build) so we want to make sure a plan B is firmly in place.
Id be very grateful if anyone with experience could help.
So I had my HSBC advisor meeting over the phone 2 days ago and I got my agreement in principle and KFI. We were told because as it is a joint application and my partner is 3 months into a 6 month probation, the underwriters may have an issue but they are being far less strict these days (think it all depends on the profession/industry).
Anyways I called today for an update and the woman said that a decision has been made but we will have to wait until Tuesday to find out where we will have a 25 minute phone call with our advisor.
I was wondering if this amount of time sounded about right for either the application having been approved or rejected.
I only ask as we are in a tight timeframe of 28 days (we are buying a new build) so we want to make sure a plan B is firmly in place.
Id be very grateful if anyone with experience could help.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards