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mortgage advice due to seperation.
Mum2Boys_2
Posts: 100 Forumite
Hello all I would really appreciate some advice to put my mind at rest and sorry for the long story.
5 years ago my partner was left a house, we remortgaged it to gain a deposit (£52k) for our new house which we have a joint mortgage on and rented that out. After a while we sold that house but didn't gain much from it and what was gained went on repairs for our new property.
Last march my partner moved out of our home due to issues we were having, leaving me and our 3 children in our mortgages home, since then I've paid 100% of the mortgage each month.
In September he met someone else and told me we were over but me and the boys could stay in the house.
I went without any financial support from him at all since October due his failed relationship affecting his job and I also supported him alot through this time. I have been nothing but good to him, I have given him money, paid some of his bills and fed him at times
He has had no restrictions over when he sees our boys however its always on his terms and I'm finding that my life has to revolve around his especially now as he has met someone new, as you can imagine this mind of arrangement makes my social life difficult. I told him today that we would alternate our days each weekend so one weekend he can have them on a Saturday and the next weekend a Sunday. He only rents a room so is unable to have them overnight.
He however has got a bit bratty and now I'm worried he will use the house against me.
Can he force me to sell the house? We had agreed that I would take over the mortgage and the amount he had paid in could go into trust for our children but he can be quite childish and vindictive at times.
If I have to sell our home I won't be able to afford to rent in my area and will have to change my children's schools which will have a knock on effect with my job, the likelihood I will be unable to keep my job.
He often uses the house against me if I put my foot down and its having a negative effect on my bipolar disorder to the degree that I've started having suicidal thoughts and my blood pressure is unusually high. I intend on getting further advice from the cab but due to work I'm unable to go until next Friday so I'm just really looking for some advice.
Thanks.
5 years ago my partner was left a house, we remortgaged it to gain a deposit (£52k) for our new house which we have a joint mortgage on and rented that out. After a while we sold that house but didn't gain much from it and what was gained went on repairs for our new property.
Last march my partner moved out of our home due to issues we were having, leaving me and our 3 children in our mortgages home, since then I've paid 100% of the mortgage each month.
In September he met someone else and told me we were over but me and the boys could stay in the house.
I went without any financial support from him at all since October due his failed relationship affecting his job and I also supported him alot through this time. I have been nothing but good to him, I have given him money, paid some of his bills and fed him at times
He has had no restrictions over when he sees our boys however its always on his terms and I'm finding that my life has to revolve around his especially now as he has met someone new, as you can imagine this mind of arrangement makes my social life difficult. I told him today that we would alternate our days each weekend so one weekend he can have them on a Saturday and the next weekend a Sunday. He only rents a room so is unable to have them overnight.
He however has got a bit bratty and now I'm worried he will use the house against me.
Can he force me to sell the house? We had agreed that I would take over the mortgage and the amount he had paid in could go into trust for our children but he can be quite childish and vindictive at times.
If I have to sell our home I won't be able to afford to rent in my area and will have to change my children's schools which will have a knock on effect with my job, the likelihood I will be unable to keep my job.
He often uses the house against me if I put my foot down and its having a negative effect on my bipolar disorder to the degree that I've started having suicidal thoughts and my blood pressure is unusually high. I intend on getting further advice from the cab but due to work I'm unable to go until next Friday so I'm just really looking for some advice.
Thanks.
0
Comments
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Pop over to wikivorce.com and post your question on the forum as there are solicitors on there who will direct you legally.
Are you able to remortgage in your own name?
I understand about him using the house against you. I went through this and it is incredibly stressful so you need to understand what your position is, what could and can't happen and how you protect yourself and your children.Mortgage start September 2015 £90000 MFiT #060
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