Wonga...

Jennifer_Davey

Hi Guys!

Just wondering if anyone knows for what period Wonga were retracting their loans?

Just called them and they can't even tell me which of the loans i took out defaulted -__-

Jennifer_Davey

Should add that they have now confirmed that i defaulted on one loan in August 2013 and then again on another one in 2014.

I understand that i was irresponsible (but at the time i was out of options) however wouldn't common sense tell you not to lend to someone who had just defaulted?

Very confused.

pappa_golf

wouldn't common sense tell you not to lend to someone who had just defaulted?


yes , and that's why they got in bother last year


do you not read newspapers or watch TV ?


http://citywire.co.uk/new-model-adviser/news/wonga-writes-off-330000-loans-in-fca-agreed-deal/a775795

Jennifer_Davey

I do yes, my aim of this thread is to find out what i can do to go about fixing it. Not being insulted for not already knowing all the facts.

pappa_golf

the answer is YES they should not have lent you money after your first default , and they were indeed found guilty of doing this


secondly those are defaults , have you considered paying the loans off before they apply for CCJs




what other sort of answer do you want me to make up?

marcarm

It's clearly Wongas fault for lending, not the OPs fault for applying when they already had a defaulted loan with them.

Jennifer_Davey

It's all paid and settled but the defaults still remain.

pappa_golf

Jennifer_Davey wrote: »

It's all paid and settled but the defaults still remain.

yes because you defaulted , its not like saying please sir , if I pay will you ,,,,,,,


its a true reflection of your life


as you have paid , I cannot assist anymore ,no point as your initial question was misleading

Mahsroh

Jennifer_Davey wrote: »

It's all paid and settled but the defaults still remain.

The default will remain there for 6 years.

Or are you saying the 2nd default should be removed as they incorrectly gave you the loan?

Delete33

Hi jennifer Davey, go to Reclaiming compensation from payday loan companies on Debtfreewannabe forum and also look at Debtcamel website Wonga have paid back millions of customers and removed defaults and CCJs.

redpete

Delete33 wrote: »

Hi jennifer Davey, go to Reclaiming compensation from payday loan companies on Debtfreewannabe forum and also look at Debtcamel website Wonga have paid back millions of customers and removed defaults and CCJs.

Unfortunately it seems that this might be correct. Not only do you get repaid all the interest and charges you incurred but the fact that you failed to manage debt well is not visible to future lenders.