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Applying for mortgage

Hello.

So I am looking into getting a property very shortly and need to get a mortgage sorted out. I have all the documents such as p60, bank statements, proof of identity and address. My problem is my wageslip which is fine on 2 of them. But one is 13p out on the net figure compared to my bank statement. Would this decline the application or could I provide a letter from my employer? I can get a corrected wageslip but it could take a while. Time I may not have. Should I point it out? Or provide a different slip from earlier on the year?



Simba ali

Comments

  • Grenage
    Grenage Posts: 3,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    13p, as in 0.13 pounds?

    Honestly, don't worry about it.
  • Hey, yes as in 13p. I know it's a very little amount, I just didn't know how a bank would view it if they noticed it. I can either provide the documents and hope it's not noticed or notify them and see what they say. I'm very short on time as I want to apply asap.
  • Grenage
    Grenage Posts: 3,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    No Lender is going to be concerned about a discrepancy of 13p; don't worry.
  • Would they question it? I know how strict banks have become recently and I'm worried about getting declined and wasting money on fees etc
  • elverson
    elverson Posts: 808 Forumite
    No, it'll be fine. At worst they might ask you for another month further back just so they can see that your pay is constant.
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