Personal Pension and Housing Benefit

AnotherJoe

A couple of points occur to me.
1. If the OP defers, there's no change in ?her? financial circumstances so no need to notify anyone of anything and who's to know?

2. It could be argued, should the need arise, that by deferring she isn't failing to take income she is entitled to, she is simply arranging how and when that income will come. No different in principle to choosing when to make a pension contribution or a capital gain or loss in one financial year or another. She will (I assume) get more money when she does eventually take it so its not as if she is dumping the money, eg she might be deciding to take (say) £110/week next year instead of £100 this, rather than just not taking that £100 at all and losing it.

Is there any difference between this and say Google deciding that their business is in Luxembourg and the UK business makes no money because its paying so much to the Luxembourg business, even though in actuality the business takes place in the UK.

xylophone

2. It could be argued, should the need arise, that by deferring she isn't failing to take income she is entitled to,

If the pension is payable in full at age 60 and without actuarial reduction then she is failing to take income she is entitled to.

le_loup

AnotherJoe wrote: »

Is there any difference between this and say Google deciding that their business is in Luxembourg and the UK business makes no money because its paying so much to the Luxembourg business, even though in actuality the business takes place in the UK.

This thread is about benefits, not tax.