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Pay off my mortgage in 5 years
Comments
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Wow, that's impressive - as a northerner all you hear is how expensive London houses are - so well done for being so ahead of the curve!
Now, down to the serious business - have you got any stories about horrible celebrities, from your career in showbiz?
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Wow, that's impressive - as a northerner all you hear is how expensive London houses are - so well done for being so ahead of the curve!
Now, down to the serious business - have you got any stories about horrible celebrities, from your career in showbiz?
Should probably point out that London houses are very expensive, hence my one bed flat
BUT it is a lovely one bed flat that I love.
I have got quite a few stories about horrible celebrities actually but considering that I would like to stay in the industry for a good few years, I probably shouldn't tell any of them :rotfl:
As far as nicest celebrities, Mary Berry is definitely up thereMortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0 -
Feeling a little bit rubbish today.
Had an unexpected bill from my property management company for a fire inspection. Frustrating as it wipes out a lot of the savings I've made this month from coupons and cashback, which I was looking forward to overpaying.
Although yesterdays bargain of the day did cheer me up a bit - a cheesy bread thing to go with our spaghetti bolognese from Tesco, £1.30 reduced to 12p! I actually worked out the total cost of the meal and it made me pretty happy.
Spaghetti - Free with coupon
Bolognese sauce - Free with coupon
Quorn mince - 98p with coupon for 2 dinners worth, so 49p
Cheesy bread - 12p with RTC sticker
Cheese - 350g block £1 with coupon, probably used 10ps worth
Total for meal: 71p!
Pretty pleased with that
If anyone's got any motivational words for the day then throw them at me!Mortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0 -
Hi buzzyzoe
To work out interest saved, do the following:
1. Go on MSE's Overpayment Calculator
2. Insert debt, term and rate
3. Insert 0 in "re-occurring overpayment"
4. Insert £100 (or any amount) into "one-off overpayment".
That should give you a bit of extra motivation.
If you are London based you are doing very well to have such a low mortgage! You must have saved a massive deposit.
Gen_YMFW! Original loan (Aug 2015) = £65000
Current debt = £43000
Interest saved so far = £139300 -
Firstly well done on the YS items and the cheap meal :T:T:T:T
DD renting in London, she just moved there before Xmas :eek::eek:
At 25 you are doing amazing especially for London so keep at it
If you want to play then try
http://www.whatsthecost.com/snowball.aspx
:T:T:TDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0 -
Thanks for your nice words Gen and Sue - you have cheered me up!
I'm glad it's Friday although Friday is not as an exciting as it used to be knowing I have to do work on Saturday as well. But don't think there's too much to be done tomorrow so hopefully should be able to have a bit of a weekend this week!
Bargain of the week: £50 worth of cleaning products and storecupboard bits and bobs from Ocado, with a Wowcher deal to get £50 worth of shopping for £35 I only paid £35 and I should get about £30 worth of cashback back! So quite excited for that to be delivered tonight
Mortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0 -
So that's £50 of shopping for £5 :T:T:T:TDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot0
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Gen_Y_Saver wrote: »Hi buzzyzoe
To work out interest saved, do the following:
1. Go on MSE's Overpayment Calculator
2. Insert debt, term and rate
3. Insert 0 in "re-occurring overpayment"
4. Insert £100 (or any amount) into "one-off overpayment".
That should give you a bit of extra motivation.
If you are London based you are doing very well to have such a low mortgage! You must have saved a massive deposit.
Gen_Y
Every time I overpay £100 I'm saving £138 in interest! That is very nice to know
Mortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0 -
Well done on your savvy shopping
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Bit of a mixed moneysaving weekend. Got a Dominos on Friday but used a 50% off code so it cost £15 and it did 3 meals so could have been worse. Did a big coupon shop on Saturday spending about £5 on about £25 worth of stuff. And cashed in some rewards from survey sites etc.
I've had about £50 of payments in over the last few days, from cashback apps, Paypal and cheques so technically made money overall this weekend! Can't wait for payday so I can make my overpaymentsMortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0
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