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got the keys today for my first buy-to-let

Quite scary and exciting, to actually get the keys and be in the house. I was scared the previous owners may leave it full of rubbish or dirty or untidy, but they have left it very nicely, which I was very pleased about, so all I have to do is a little cleaning and painting.

I am a silent partner in anothet btl, but am doing this one on my own and I feel like there is so much to do; gas cert, elec cert etc.

Not sure whether to rent it as a whole house privately, a whole house through an agent, or on a room-by-room basis.

scary :eek:

feel pleased too, so just had to tell someone :beer:
«134

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Room by room might bring in the whole HMO stuff.... pricey.
    Speak to local agents, see what they think it's best for in your area.
  • tucbiscuit
    tucbiscuit Posts: 228 Forumite
    ah right, forgot about the hmo stuff.....at what level does that come in? It is a 3 bed house, so 3 people could share

    according to an agent 3 bedders are popular in that part of town, so may go that route
  • dolce_vita
    dolce_vita Posts: 1,031 Forumite
    shouldn't you have done this research before you bought the place
    dolce vita's stock reply templates

    #1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided

    #2. This time next year house prices in general will be lower than they are now

    #3. Cheap houses are a good thing not a bad thing
  • tucbiscuit
    tucbiscuit Posts: 228 Forumite
    dolce_vita wrote: »
    shouldn't you have done this research before you bought the place


    thankyou for the helpful advice


    I looked into rental values before buying and funnily enough it is one of the very few area where you can get a very good rental return even when buying in this market as it is now.
  • dolce_vita
    dolce_vita Posts: 1,031 Forumite
    I would be very interested to know where this place is.
    dolce vita's stock reply templates

    #1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided

    #2. This time next year house prices in general will be lower than they are now

    #3. Cheap houses are a good thing not a bad thing
  • tucbiscuit
    tucbiscuit Posts: 228 Forumite
    you should be more helpful then
  • dolce_vita
    dolce_vita Posts: 1,031 Forumite
    tucbiscuit wrote: »
    thankyou for the helpful advice


    I looked into rental values before buying and funnily enough it is one of the very few area where you can get a very good rental return even when buying in this market as it is now.


    From what you say here I take it that you mean you only have to subsidise your tenants by a little bit?

    £100 per month maybe?
    dolce vita's stock reply templates

    #1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided

    #2. This time next year house prices in general will be lower than they are now

    #3. Cheap houses are a good thing not a bad thing
  • tucbiscuit
    tucbiscuit Posts: 228 Forumite
    not at all, my mortgage will be a touch under £390, home insurance £18 (both monthly) and would be looking to rent it at a minimum of £500 per month, hopefully/maybe £525 monthly

    I know that isn't gonna make me rich, but it's something.
  • dolce_vita
    dolce_vita Posts: 1,031 Forumite
    then you must have either

    1. put down a large deposit or

    2. you are over-estimating the rental income
    dolce vita's stock reply templates

    #1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided

    #2. This time next year house prices in general will be lower than they are now

    #3. Cheap houses are a good thing not a bad thing
This discussion has been closed.
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