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Time to sparkle
princess295
Posts: 55 Forumite
I've recently been signed off sick from work for the first time in my life and its really made me rethink things and realise I need to stop living to work. I don't want to look back at my life and regret working myself into an early grave for employers that don't really give a monkey's about me.
So I want to get some debts paid off and start living, travel and see some of the amazing things this world has to offer.
Little about me I'm 27, still at home with parents, bought a house last year, sadly not yet living in it as it needs work doing to it and due to personal issues this has taken a lot longer that I would of liked. However I'm not worrying about that too much as concentrating on getting better first.
So my debts currently stand as
Mortgage 68364.26 24years left 2.59% fixed until Sept 2017. £320.60 p/m
Credit card 4754.63 0% until may 2017 however due to start being charged £3 per month for the account in June 2016. Minimum payments being made each month
Sofa 1173.29 0% 45 payments left of 26.07 p/m
Car loan 161,21 p/m 2.84% 3205.41 to pay in monthly instalments until Dec 2017 followed by final payment of 5296 or I change the car.
At the moment these are all very manageable however in want to try make more money and get these gone as soon as possible. Not 100% sure of how I'm going to do it so any suggestions welcomed but I hope writing all on here will help to push me along.
So I want to get some debts paid off and start living, travel and see some of the amazing things this world has to offer.
Little about me I'm 27, still at home with parents, bought a house last year, sadly not yet living in it as it needs work doing to it and due to personal issues this has taken a lot longer that I would of liked. However I'm not worrying about that too much as concentrating on getting better first.
So my debts currently stand as
Mortgage 68364.26 24years left 2.59% fixed until Sept 2017. £320.60 p/m
Credit card 4754.63 0% until may 2017 however due to start being charged £3 per month for the account in June 2016. Minimum payments being made each month
Sofa 1173.29 0% 45 payments left of 26.07 p/m
Car loan 161,21 p/m 2.84% 3205.41 to pay in monthly instalments until Dec 2017 followed by final payment of 5296 or I change the car.
At the moment these are all very manageable however in want to try make more money and get these gone as soon as possible. Not 100% sure of how I'm going to do it so any suggestions welcomed but I hope writing all on here will help to push me along.
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Comments
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Whoops I've just realised I wanted to post this in the debt free diary section not the main forum- got a great start! Any one know how I can move it?0
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Unfortunately you won't be able to move it, just copy and paste your original post and set your diary up
I'm looking forward to following it
Co-op loan: £2672.38. :eek: £2886.64 / £5559.02
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS160 -
Thanks will do0
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