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How Hard Is It To ACTUALLY Get A Mortgage

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  • amnblog
    amnblog Posts: 12,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I KNOW what you mean Dave

    Nearly as annoying as this week's marketing toy from Nat West.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    amnblog wrote: »
    I KNOW what you mean Dave

    Nearly as annoying as this week's marketing toy from Nat West.

    Absolutely
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Mr.J_2
    Mr.J_2 Posts: 13 Forumite
    So... Basically... all of you are right!!

    What I have decided to do is wait for my two defaults to come off my file (last one May 16) and go and live with family for 3-6 months and clear all my 'outgoings' so I have NO credit card or catalog payments, I am also going to cancel 2 credit cards and keep 2 for emergencies.

    Think then... I will apply properly :)
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