Find out your previous discharge date

SteveParnell

Morning folks,

I've had a bit of grief from Santander, they've chosen to ignore my previous bankruptcy 6 year ago and have been putting defaults on my credit report ever since... I just found this out. It's all getting sorted now thank God but I was discharged roughly 6 year ago and I can't for the life of me find my discharge letter. Apparently all I need is the date it occurred but does anyone know how I find this out without the actual discharge letter?

Thanks in advance, much appreciated
Steve

Helpmeoutofthismess

Hi, If you email the insolvency service they will email you back a letter with your date of discharge on, you need to send them the information they request including your court number. If you don't have your court number you can probably find it on your gazette entry.

22.7EA Request by former bankrupt for a certificate of discharge

(updated October 2013)

Where a bankrupt is discharged following the early discharge process they will receive confirmation of the date of their discharge on Form EDNOT (see paragraph 22.11EA in part 2) . Bankruptcy orders made on or after 1 October 2013 are not eligible for early discharge (see Part 2).

Where a bankrupt obtains an automatic discharge by expiration of time, no order of discharge is made by the court. If evidence of discharge is requested by a former bankrupt this should be provided in the form of a simple letter confirming the date of discharge according to the official receivers records. Where there is a trustee other than the official receiver in office the letter should also address the unlikely event of the trustee making application to the court for the suspension of the bankrupt’s discharge without the knowledge of the official receiver. Two versions of a letter have been produced to cover the eventualities outlined above and are available through Document Production under the reference DENQ. The correct version of the letter will be produced automatically provided the trustee information has been entered correctly on ISCIS.

From 24 June 2013 the Insolvency Enquiry Line (IEL) team will issue letters confirming the date of discharge on behalf of all official receivers’ and LTADT offices.

The IEL team will deal with all requests for a letter confirming the date of discharge and enquiries from the Courts requesting confirmation of the date of discharge. In all cases ISCIS or Legacy Corporate Reports will be used to ascertain the date of discharge. If the information cannot be found using these tools the request will be referred back to the owning office to investigate. Cases where it is discovered a suspension of discharge is in place will be referred back to the owning office to deal with.

When an office receives a written request for a letter confirming the date of discharge via an email, fax or scanned letter it should be forwarded to the IEL’s discharge inbox at discharge.queries@insolvency.gsi.gov.uk . The IEL team will monitor this inbox on a daily basis.

When an office receives a request via the telephone the enquirer should be asked to email their request to discharge.queries@insolvency.gsi.gov.uk . Please ask the enquirer to provide details of their full name, date of birth, current and previous address, national insurance number and court reference number. If the enquirer does not have access to email they should be advised to call the IEL on 0845 6029848 (callers should select option 3 followed by option 5).

Responses will be sent electronically where possible, with the discharge letter attached. If no email address is provided the letter will be posted 2nd class. The discharge letter emailed out is a Pdf copy, as this format prevents electronic amendments being made. A copy of the letter will be filed in the case file in Wisdom.

If the standard letter is insufficient for the former bankrupt’s requirements they may apply to the court for the issue of a certificate of discharge, which will indicate the date from which the discharge is effective.

Note: [R6.220(1)] [Form 6.77 - Certificate of discharge]

I bolded the section where it says what info they need. Thanks to Fermi for the link to the IS manual

H x

SteveParnell

You are quite possibly the finest person I've never met! Massive thanks!!!!!

Ian011

Helpmeoutofthismess wrote: »

call the IEL on 0845 6029848

Most organisations have stopped using premium 084 and 087 numbers.

Check their official website for a new 03 number.