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reckless behaviour before bankruptcy
Comments
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Hi thanks for all the replies.
I really don't care if I get a bru/bro. I'm just concerned that about half the credit I took was only 2 weeks ago. I didn't lie on the forms just didn't use it for what I said it would.
Are these creditors likely to pursue me for fraud or maybe be excluded from the BR?
Thanks0 -
The other card which doesn't seem to give a flying fig is that Vanquis one - so long as you have a pulse and have been discharged, they will give you one (again, it has the usual 30%+ APR)
I used to think these APRs were a complete peace take. Then they invented Payday Loans
Payday loans are shocking! I feel they prey on vulnerable people!
I can't have a vanquis card they were one of my creditors and when I tried to apply it says I already have a card. However I'm really happy with the accounts I've opened so far, more than enough to get the rebuilding going. I was shocked to get anything TBH.
I will be super happy in October once the BRU is gone for good! Not sure where the last 6 years have gone!0 -
Thanks everyone.
Well I'm just out of my first GA meeting and glad I went. Was pleased I even managed to face the 'CHAIR'!
Biggest revelation was the fact that I walked in there thinking my biggest problem was my debts. I'm now realising that's not the case. My far bigger problem is the gambling. And I feel so much better for going. I will beat this.0 -
Yes, you will.
Best of luck!0 -
Thanks everyone.
Well I'm just out of my first GA meeting and glad I went. Was pleased I even managed to face the 'CHAIR'!
Biggest revelation was the fact that I walked in there thinking my biggest problem was my debts. I'm now realising that's not the case. My far bigger problem is the gambling. And I feel so much better for going. I will beat this.
Well done sweetie.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
really good news, well done..stay positive it can only get better0
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Things will only get better my friend. Kicking gambling is hard but once you do you feel wonderful.0
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