Loan follow up call questions

Islington

Hello, can anyone who has had a follow up call, after applying for a loan, tell me what they asked?

[Deleted User]

That's a bit of a vague question.

What sort of loan and from who?

Johnnytwostep

Islington wrote: »

Hello, can anyone who has had a follow up call, after applying for a loan, tell me what they asked?

Asked me the price of fish, what the weather was like and would I go for a drink.

Westminster

I did - but that is because I have a protective CIFAS registration so I was expecting the call and I was asked:

• Standard ID stuff - dob, full name (this differed slightly from the name on my mortgage as I had used a shortened version of my first name on this application - they just said they would change it at their end)
• The name of my employer (as stated on my application form)
• To name another credit card I had (to positively identify myself) - she was looking at my credit file at the time she said.

Oddly - I got instantly approved online also for 2 credit cards without any CIFAS checks - might need to look into why that was allowed to happen.

Islington

How can asking someone to remember what someone asked them be vague?

Islington

Johnnytwostep you make Michael McIntyre look funny,and that is saying something. What's an idiot like you doing on a financial site?

[Deleted User]

Islington wrote: »

How can asking someone to remember what someone asked them be vague?

OK. I know of someone who applied for a loan from someone in Nigeria. They phoned him up and asked for his bank details and then emptied his bank account.

Islington

Was it via one of the major UK banks/lenders?

[Deleted User]

No. .