Getting a mortgage and then becoming mortgage-free!

Kittenkirst

@bubblycrazy its just remarkable really. If i carried on like this at work, or told people i was off for a work so a crucial action wouldn’t be done it would cause uproar really!

@debtfreeoneday hope that your pain with this situation eases soon too.

We’re trying now to stress out, its just frustrating waiting around and seeing people be so blasé about something so important.

On a positive note that study from the other night on the Scottish Court system has approved and my Prolific balance is now £40 Everytime Ive checked it since there is no studies available though- guess I shouldn’t get greedy!

Kittenkirst

@themadvix the brownies were pretty amazing. I didn’t realise but GF also got us a box so we shared some last night with her mum after dinner.....OMG.

No wonder my weight is increasing

My hip pain is still causing me issues; taking ibuprofen and trying to move/stretch little and often to ease it. Have promised I will consult docs on Monday if its no better. I’m really hoping it eases through the day so i can gym tonight, go for a longer walk tomorrow and go to hot yoga (first time in SO long) on Sunday.....will have to wait & see.

Chased solicitors yesterday, and just chased again! 

For our new house the roof is now on and they are doing electrics and plumbing We’ve asked for a walk round which we should be able to do in the next 3 weeks- how super exciting!!!

themadvix

That does sound exciting! How nice to be able to see the build in progress 😊

Kittenkirst

Very exciting indeed!!

Weve had a call from the Estate Agents who had a call from our buyer; she’s signed all the contractual documents and has sent her solicitors her deposit. Emailed our solicitors to let them know and they hadn’t heard anything yet.

Fingers crossed the buyers solicitor passes the case to a conveyancer for next week so we can go ahead and exchange. EEEEK! 

In other news we have re-arranged our Paris trip again; we had amended it to July but we both feel that’s simply too soon for us, so its now booked for my birthday in December. Both our workplaces have approved our leave and we’ve got it amended. Yay! The events and occassions are starting to stack up; I have 6 gigs between now and next July, New house Aug/Sept, Paris in December, friends wedding in Cyprus in July 22 & Download festival in June 22. So lots of things to be saving towards and getting excited about

debtfreeoneday

It is feeling better this time isn’t it. Like life is starting up again properly. It’s nice!  Fingers crossed for next week!

SandyShores

Great news about the deposit going over and the roof going on.  Its lovely to look around as the house it being built.  

Kittenkirst

Hi all, this weekend we popped over to the estate and saw the roof trusses on and all the scaffolding up, although our excitement was dampened this morning as Redrow have emailed advising of a deadline of 2nd June to have exchanged  
This should be no issue, however our buyers paid and signed everything on Friday, estate agents called this morning as buyers solicitors contacted them to ask whether we are exchanging and completing same day. Estate agents asked us to call our solicitors to confirm that we are happy to do so but they basically said we haven’t heard anything and therefore have to wait. Ive asked them to chase and CC the estate agents but its closing time and we’ve still not heard GRRRRRR!!

In happier news the cats are settling a lot more now which is lovely, and girlfriend has applied for a new job. She took the current role to get out of a bad situation at our old workplace but the job she does now is tough; ridiculous expectations from the company for the hours they work, a new manager who is stifling the life out of her by micromanaging everything then being really unhelpful and a poor work/life balance.

Ive wanted her to look at other roles for a while but haven’t wanted to push too much as its her job, but i think seeing me at my new job and largely enjoying it has made her realise just how rough her role is, and that its not everything. One role applied for, and hopefully a few more as there seems a lot available at the moment in her specialist area so everything crossed for her

Went back to our first hot yoga class this weekend, which was just great! I got a bit overwhelmed at the start; its just so strange being back doing some of the things we used to do (albeit with less people in the class, no touching/hugging/adjusting from teachers etc) so going to book in a session maybe once a week or once a fortnight for the moment and keep going with the gym

Kittenkirst

WE HAVE EXCHANGED!!!!

Woooooooooooooop so pleased. 2 weeks exactly after schedule but we exchanged last night at 430pm on both properties. Completion on our current house is due on the 3rd so we will receive a large sum a day or so after that!!! Eeeeeeek!

Our new home date is being suggested as 27th August, so we are now in the full-speed savings mode to get the money for the flooring together ready for when we get the keys 🔑 

So excited now that it is all legally binding and done!

In mortgage news; I have withdrawn my prolific balance of £41.85 and sent it alongside the OnePoll funds of £25 to our Marcus savings account (with goldman Sachs) as we’re going to use that to hold our equity pot ready for completion date. Anything we can add to it will be a bonus too!

South_coast

Congratulations 😀😀😀! What a relief!

themadvix

Congratulations! So glad it all went through at last!