We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage advice
Options
Nesty
Posts: 500 Forumite
Wondering if anyone can give me some advice to this situation.
I'm on a residential mortgage (now just gone onto SVR) though had written constent to let on a residential mortage. I used to let it out, but no more. The tennant left a few months ago & I now taken the house back in 2015.
Ok I did forgot to inform santender this as it didn't make any difference to the mortage payments.
I approached Santender for a new deal recently & they want to push me to buy to let & working on the basis I am still letting and refusing to offer a residential deal. I asked them how can I get it removed and they said they are not prepared to remove that letting marker.
What do I have to do to prove this go to a solictor and swear an oath? What evidence can I provide bills, invite them around for a cuppa?
They also said they would not allow any other lender to have a charge on the property.
Is this true are they allowed to say that?
I'm on a residential mortgage (now just gone onto SVR) though had written constent to let on a residential mortage. I used to let it out, but no more. The tennant left a few months ago & I now taken the house back in 2015.
Ok I did forgot to inform santender this as it didn't make any difference to the mortage payments.
I approached Santender for a new deal recently & they want to push me to buy to let & working on the basis I am still letting and refusing to offer a residential deal. I asked them how can I get it removed and they said they are not prepared to remove that letting marker.
What do I have to do to prove this go to a solictor and swear an oath? What evidence can I provide bills, invite them around for a cuppa?
They also said they would not allow any other lender to have a charge on the property.
Is this true are they allowed to say that?
0
Comments
-
Remortgage elsewhere, then they have no say over your mortgage?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards