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DMP advice needed please
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ladymarmalade222 wrote: »Thanks Sourcrates.
It was actually your posts that pushed me to CCA everything. If you had asked me a few years ago I would have said if you borrowed it, morally you should pay everything back. Situations change, bad luck, ill health etc. I despise the DCAs for making her life worse than it already was.
Anyway hopefully life is looking up and she said she is not scared of the post arriving anymore.
Good luck everyone xx
You will find that a lot of the "high moral ground" posts on this forum, usually come from people who have never missed a payment, let alone dealt with a raft of DCA's and all that that entails.
Again, there's always the exception to the rule, but people who have shared similar experiences tend to be more sympathetic and understanding of a posters situation, than those who haven't.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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