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90% LTV over £750k?

Hi

Is anyone aware of any lenders that will do 90% LTV over £750k?

Scottish Widows used to do up to £1m, but now seem to require 85% LTV above £750k. I have spoken to a mortgage broker who couldn't find anyone else-but don't think she was 'whole of market'.

Mortgage would be for me and my wife-both with good credit ratings and salaries.

Thanks :beer:

Comments

  • ACG
    ACG Posts: 24,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Its worth speaking to another broker.
    There are lenders who will do it subject to affordability and credit etc.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks-good to hear.

    Are you thinking high street lenders or specialist providers?

    Cheers
  • ACG
    ACG Posts: 24,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I do not get too many enquiries for £750k Mortgages being in Manchester so I do not know that market as well as others. Off the top of my head I think rates may be a little above the high street, but with some research it may be possible to get something more in line with the high street.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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