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Arrears Fees

Good Morning Everyone,
Im new to this site, and could do with some advise please.

I have recently changed my mortgage provider and in the process of claiming arrears fees from GE Money, £700 plus interest made up of £40 per month arrears fees,
I am at the money claim stage, but not sure weather to proceed after what I have been reading about the oft and the set aside of claims.

Any advise would be good.
Thanks a lot.
Katie001 :o
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