Home Buyer Reports Belfast

SMW87

Hi all,

I am shopping around for a good, well priced home buyers report surveyor in Belfast.

Does anyone have any recomendaitons?

Thanks!

saverbuyer

Probably cheaper getting it through your mortgage provider. You'll need to get a basic valuation for your mortgage provider, you can't pick and choose this so pointless (in my opinion) getting an extra home buyers report independently. You'll pay twice, and it probably works out cheaper getting a home buyers report through your lender.

SMW87

Originally I had planned to pay the little extra but Unfortunately the lender no longer does home buyer reports, just valuation reports

saverbuyer

SMW87 wrote: »

Originally I had planned to pay the little extra but Unfortunately the lender no longer does home buyer reports, just valuation reports

That's strange.


Who's the lender?

SMW87

Virgin Money

saverbuyer

SMW87 wrote: »

Virgin Money

Virgin Money offers Homebuyers reports.


There are generally three main reports to choose from:

• Mortgage Valuation Report
  The main purpose of this report is to help the lender assess the property as security for your mortgage. It's based on a limited inspection and certain defects in the property won't necessarily be revealed.
• Homebuyers' Survey and Valuation
  This report is approved by the Royal Institution of Chartered Surveyors (RICS) and includes information on the state of repair and condition of the property, a valuation, parts of the property needing urgent attention and advice of any ongoing repairs and maintenance that may affect the value of the property.
• Building Survey (formerly known as a Structural Survey)
  This is the most detailed survey report and includes an investigation and assessment of the construction and condition of a property. It will not normally include advice on value or a valuation, therefore lenders will still require a Mortgage Valuation Report in most cases.

Valuation/Purchase price
Basic Valuation Report fee
HomeBuyers Report fee
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]Up to £60,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£112 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£270 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£60,001-£100,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£132 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£311 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£100,001-£150,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£163 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£352 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£150,001-£200,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£188 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£398 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£200,001-£250,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£214 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£444 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£250,001-£500,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£275 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£510 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£500,001-£750,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£331 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£561 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£750,001-£1,000,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£377 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£612 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£1,000,001-£1,500,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£510 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£817 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£1,500,001-£2,000,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£663 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£1,021 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£2,000,001-£2,500,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£817 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£1,225 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£2,500, 001-£3,000,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£970 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]£1,531 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]Over £3,000,000 [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]By negotiation [/FONT][/FONT]
[FONT=Foco,Foco][FONT=Foco,Foco][/FONT][/FONT][FONT=Foco,Foco][FONT=Foco,Foco]By negotiation [/FONT][/FONT]

SMW87

yup we went to pay that additional fee which our broker stated, but Virgin only took the valuation fee and emailed broker to say they no longer do them. I assume its only new as the broker would probably deal with them regularly?

saverbuyer

SMW87 wrote: »

yup we went to pay that additional fee which our broker stated, but Virgin only took the valuation fee and emailed broker to say they no longer do them. I assume its only new as the broker would probably deal with them regularly?

I'd be tempted to contact Virgin direct to confirm or post on the main forum asking if virgin only offer basic valuation.