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My SOA Advise Please

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Comments

  • OK thats good I didn't realise they did DMP's for free.

    Just don't let them talk you into an IVA if it's not right for you!!


    CC debt at 8/7/13 - £12,186.17
    Barclaycard £11,027.58
    Halifax £1,158.59
    5 year plan to live unsecured debt free and move home
  • vyvyan wrote: »
    With rental properties you can't change energy suppliers without the landlords permission. It's normally deep in the detailed pages of the rental contract. Don't get caught out. Get consent in writing first then once you've switched write back with the new details. Keep copies of all letters. HTH.

    V

    Really? I didn't know that. I have been renting for years and have always switched suppliers :confused:
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • Angel1980 wrote: »
    Hi guys

    Pet insurance could go maybe we have a 12 week pup, a 7 month pup although o worry about the older one as he has a tendancy to eat anything piosonous or not.

    Sorry for my terrible typing last thread.

    Hope I don't get shot down in flames for this, but could you sell the dogs?
    I know how lovable they are (I love dogs) but they are so expensive and God forbid you need the vet at all 'cos they don't seem to know what to charge!! :eek:

    (hurries off before the stuff hits the fan, lol)
    I let my mind wander and it never came back!
  • Tustastic
    Tustastic Posts: 2,096 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Hope I don't get shot down in flames for this, but could you sell the dogs?
    I know how lovable they are (I love dogs) but they are so expensive and God forbid you need the vet at all 'cos they don't seem to know what to charge!! :eek:

    (hurries off before the stuff hits the fan, lol)


    In your position, I would have formed too strong a bond with the 7 month old pup to sell it. But presumably you have only had the 12 week old one a very short time. It might be in this pup's best interests to go to another caring home but where money is not quite so tight. The breeder may be prepared to take the pup back and give you a partial refund.
    Even if you decide not to do this, it is important to think it over as an option. HTH
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MoneySavingExpert Forum Team
  • Hope I don't get shot down in flames for this, but could you sell the dogs?
    I know how lovable they are (I love dogs) but they are so expensive and God forbid you need the vet at all 'cos they don't seem to know what to charge!! :eek:

    (hurries off before the stuff hits the fan, lol)


    gets the gun out and hunts you down :rotfl: :rotfl: :rotfl:

    seriously though i guess she might have her dogs instead of children, i know my brothers dog is treated as a child, so maybe the best option is to try and find a cheaper food. Or i know two puppies can be a handful but maybe you could dog walk another dog at the same time to earn a bit of extra money.
    If you want the rainbow you have to go through the rain.

    DMP start jan 2012 hopefull finish march 2020

    Weight to loose 49lbs done of 91lbs finally sat in a pair of size 14 jeans and top for the first time in 14 years :j
  • Hi guys

    Thanks for comments, but I could never get rid of them in a million years. Even if they do seem to be crossed with little b**st£$ds most of the time. But I have managed to find a suitable cheaper dog food so this should save about £15 per month.

    If my parrot bites any more he will be up for sale, Only joking although if I did he would take a large chunk from my debts. Im too attached I could never do it really.
    :rotfl: Proud to be dealing with my debts:rotfl:
    Total Debt £32K due to be debt free July 2019
    Sept Grocery Challenge £175
    Spent so far £[strike]15[/strike]£93.50
    Xmas £2 Challenge £50
    So Far [strike]£4[/strike] £6
    Sept PMS Challenge £30
    £1.91
    Savings Banked
    Not yet but account is ready
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