Loan paid into my acount Which I didn't apply for!

27col

oldhand wrote: »

The amount actually looks like how much a middleman charges you when you go online seeking a loan and give out your bank details for them to "find" you a loan.Perhaps its a refund from one of those to someone else which has ended up in your account?........

Yes. I was thinking along the same lines.

joroshe

Same thing happened to my son and he phoned his Bank who advised him that they had had a lot of calls about this. They say it is from a shop where you can obtain an advance from your salary. Sorry cant remember what they are called however they also sell foreign currency. The chap from the Bank said it may be something to do with a currency transaction he had carried out ? He did go abroad a few times last year and thinks he did buy currency from one of the shops as it was the nearest place to his work. The chap at the Bank said that it may be he was charged incorrectly for some of the transactions he carried out but could not give any further details. I presume the Bank, due to the number of calls they had received, had investigated this a bit further.

chris1huk

it is(or was in my case) a refund from payday express or one of their companies.
http://www.dollaruk.com/refund-faqs/
more info there

I also received a letter in the post a week later

chris1huk

as a note, the statement I received showed that the refunds were refunds from rollover fees/interest

Jaymb89

Did you get a solution to this? I have checked my bank today with lloyds and have had £133 put into mine from INSTANT CASH LOANS. The bank couldn't trace it either and suggested I spoke to fraud team.

DCFC79

Jaymb89 wrote: »

Did you get a solution to this? I have checked my bank today with lloyds and have had £133 put into mine from INSTANT CASH LOANS. The bank couldn't trace it either and suggested I spoke to fraud team.

You probably won't get an answer as the OP ( cal ) hasn't been on since he posted.

Don't spend it for a start.

Surely the bank can just send it back to the sender.

Jaymb89

I asked the bank that but they couldn't get anymore information regarding transaction. The manager said to ring fraud line on my bank so will do that tomorrow

robatwork

Jaymb89 wrote: »

I asked the bank that but they couldn't get anymore information regarding transaction. The manager said to ring fraud line on my bank so will do that tomorrow

Banks who say this annoy me, because it's lying. Of course they know more information about the transaction. The person you spoke to just doesn't want to or would have to escalate this somewhere which is too much like hard work.

Just don't spend it. Formally report it, put it aside then forget about it. Come back in a year and let us know what happened.

chris1huk

or just read what was the last 2 posts in the thread for the answer :^)

Beachy1984

Hi all

Has anyone found out where this money has came from?