Loan paid into my acount Which I didn't apply for!

poppasmurf_bewdley

cal2910 wrote: »

Has anyone seen something like this before? I live alone and literally no one would know my banks sort code and account number.

Anyone you have ever written a cheque to will know your bank account number and sort code.

Anyone you have ever sent a standing order or direct debit to will have your account number and sort code.

Anyone you have ever made an online payment to will probably have your account number and sort code.

Anyone who has made a payment to you will have your account number and sort code.

Still think nobody has your account number and sort code?

Pixie5740

Literally check all 3 of your credit files, not just Noddle. You can get your Equifax one free from Clearscore and your statutory report for literally £2 from Experian.

It could just literally have been paid to you in error so I don't go spending it just yet.

cal2910

poppasmurf_bewdley wrote: »

Anyone you have ever written a cheque to will know your bank account number and sort code.

Anyone you have ever sent a standing order or direct debit to will have your account number and sort code.

Anyone you have ever made an online payment to will probably have your account number and sort code.

Anyone who has made a payment to you will have your account number and sort code.

Still think nobody has your account number and sort code?

There is one person I do business with that has my sort code and account number. He lives in London and always sends me a gift at Christmas. I live in Scotland but he does not know any of my personal details, home address or home/mobile number etc.

The only other people are EE the mobile phone company and Wonga/Quickquid.

cal2910

Pixie5740 wrote: »

Literally check all 3 of your credit files, not just Noddle. You can get your Equifax one free from Clearscore and your statutory report for literally £2 from Experian.

It could just literally have been paid to you in error so I don't go spending it just yet.

I will do this thank you. The best solution may be to wait and see what happens.

molerat

Baileycat wrote: »

https://www.themoneyshop.com/privacy-policy/

Looks like The Money Shop - have you had any prior business with them? As someone else said, could be refunded interest or something similar

Or Payday UK or Payday Express - same company t/a.

xHannahx

Your bank will know the sort code and account number it's been received from. Try and get those details from them as most loan companies have their bank details available publically for clients to make repayment to. So hopefully would come on a search engine search.

davidsuffolk

PaydayUK offers short term flexible loans which can help you with a short term cash boost, apply for your pay day loan today. ... How much would you like to borrow? How long do you need it for? You can split the repayment of your ... PaydayUK is a trading name of Instant Cash Loans Limited. We are registered in England .

How can I contact you?

You can contact our customer service team in the following ways:

• Telephone: 0330 024 1642¹
• Email: [EMAIL="account.services@paydaycontact.co.uk"]account.services@paydaycontact.co.uk[/EMAIL]
• Instant Messaging: Click here to start chat
• Post:
  • PaydayUK
    PO Box 255
    Bicester
    Oxfordshire
    OX26 4ZY

Baileycat

molerat wrote: »

Or Payday UK or Payday Express - same company t/a.

Wasn't aware of this, thank you for clarifying!

Baileycat

cal2910 wrote: »

Never used ever. 1st time I've ever been on that site and never been in the shop. As others have said it could maybe just be compensation, I just don't know why lol

Very odd! I'm curious. I do hope you get to the bottom of it & it's simply a mistake rather than something untoward

oldhand

The amount actually looks like how much a middleman charges you when you go online seeking a loan and give out your bank details for them to "find" you a loan.Perhaps its a refund from one of those to someone else which has ended up in your account?........