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Ccj
Hayley1985hayley
Posts: 6 Forumite
Last year we got ourselves into trouble, I lost my job we defaulted on our loan couldn't pay back ended up with a ccj.
After I managed to get another job we entered into a repayment plan of £15 per week. we submitted all of our bank statements pay slips etc and they decided this was the figure we could afford without us going without food etc.
After 6 months I got found another job better wage so I began to pay £40 a week, I didn't ring or arrange this with them as I assumed they wouldn't mind?
However I've had another letter asking me yet again to produce bank statements etc can they ask for all this stuff again?
The only reason I don't want to do this as the bank accounts we use are online, I cancelled all the paper statements and for me to get these it would cost me around £45 for the 3 bank accounts? I have already rang to ask if printed out statements are ok and they said no as has to have name/address on which a printed out one doesn't
So my question really is if we have agreed a payment plan can they ask us to produce all these again to reassess?
After I managed to get another job we entered into a repayment plan of £15 per week. we submitted all of our bank statements pay slips etc and they decided this was the figure we could afford without us going without food etc.
After 6 months I got found another job better wage so I began to pay £40 a week, I didn't ring or arrange this with them as I assumed they wouldn't mind?
However I've had another letter asking me yet again to produce bank statements etc can they ask for all this stuff again?
The only reason I don't want to do this as the bank accounts we use are online, I cancelled all the paper statements and for me to get these it would cost me around £45 for the 3 bank accounts? I have already rang to ask if printed out statements are ok and they said no as has to have name/address on which a printed out one doesn't
So my question really is if we have agreed a payment plan can they ask us to produce all these again to reassess?
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Comments
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the court ordered you to produce the statements?Still rolling rolling rolling......
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SIGNATURE - Not part of post0 -
Yes the court got bank statements last year to agree a payment amount which was accepted by both myself and the creditor. I then increased this payment off my own back after getting a better paid job as I want to repay the debt as quick as possible. The creditor is now demanding bank statements to reassess.
Thanks0 -
Hayley1985hayley wrote: »Yes the court got bank statements last year to agree a payment amount which was accepted by both myself and the creditor. I then increased this payment off my own back after getting a better paid job as I want to repay the debt as quick as possible. The creditor is now demanding bank statements to reassess.
Thanks
You can simply print your bank statement out.
Name, address, account details, are ALL automatically included in the statements.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I have already printed one lot out and my name and address aren't on it? Is there something I need to do to get it on there? The one I've done is a post office account if that helps?
I also don't understand why I have to do this all again ��
Thanks0 -
Hayley1985hayley wrote: »I have already printed one lot out and my name and address aren't on it? Is there something I need to do to get it on there? The one I've done is a post office account if that helps?
I also don't understand why I have to do this all again ��
Thanks
Just print it on a seperate sheet with the banks header and account details on it, easy to do with a little editing !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I'll have a go tomorrow, I really do t want to have to fork out £45 for nothing ��0
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