We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
First Payday since the light was turned on!
Thelightisnowon
Posts: 15 Forumite
Finally got to pay day!!
For the first time in soooo many years I have gone online and paid all of my bills before I have the chance to get the money out and spend!! I did the budget planner and have transfered the money I need to save to my husbands savings account so I cannot touch it (and he is very good with dosh and is under strict orders not to let me touch it!)
I am getting my money for the month out tomorrow and giving to hubbie who will give me my weekly allowance every Friday. I know it sounds a bit drastic but I know this is the only way it will work for me.
Amazing but I feel more in control then I have done for ages and havent paid much off the debt yet!! But I have paid more than the minimum payment on everything except the fixed loans!!!
Sad but true I feel ever so slightly holier than though at the moment. :j
Thank you all for your continued advice and support. xx
For the first time in soooo many years I have gone online and paid all of my bills before I have the chance to get the money out and spend!! I did the budget planner and have transfered the money I need to save to my husbands savings account so I cannot touch it (and he is very good with dosh and is under strict orders not to let me touch it!)
I am getting my money for the month out tomorrow and giving to hubbie who will give me my weekly allowance every Friday. I know it sounds a bit drastic but I know this is the only way it will work for me.
Amazing but I feel more in control then I have done for ages and havent paid much off the debt yet!! But I have paid more than the minimum payment on everything except the fixed loans!!!
Sad but true I feel ever so slightly holier than though at the moment. :j
Thank you all for your continued advice and support. xx
Proud to be dealing with my debts!
Overdraft [strike]£250[/strike] £178.01
Catalogue [strike]£207[/strike] £157
Mastercard [strike]£3407[/strike] £3370
Northern Rock 17000
First Direct £8000
Visa [strike]£1200[/strike] £1000
Lightbuld moment at 28/08/07
Highest total debts are £28864 Aug 2007
Pay off 3 debts by christmas challenge:
Overdaft, catalogue and visa :rotfl:
DFD Aug 2012
Overdraft [strike]£250[/strike] £178.01
Catalogue [strike]£207[/strike] £157
Mastercard [strike]£3407[/strike] £3370
Northern Rock 17000
First Direct £8000
Visa [strike]£1200[/strike] £1000
Lightbuld moment at 28/08/07
Highest total debts are £28864 Aug 2007
Pay off 3 debts by christmas challenge:
Overdaft, catalogue and visa :rotfl:
DFD Aug 2012
0
Comments
-
well done!!!:j
i know how you feel about not paying much off but you have to remember that its going to be a long journey ahead of us, and the fact that u r budgeting just shows how far you have come!
its payday for oh tomoz, i get paid weekly which we live off. oh wages are all spoken for with various debt and bills!
keep it up hun :cool:LBM 29/07/ 07
TOTAL DEBT: [strike]3300[/strike]1500
DFD: Aug '08
:rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile
Official DFW Nerd Club No.641
Proud To Be Dealing With My Debts0 -
It's quite a buzz when you first take charge of your finances...well done and hope you manage to stick to your budgets and keep going with the overpayments. :T"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
-
Watch out you are on the 1st step to becoming a full blown MSE addict. I have to have my daily fix of reading threads, and I pick up loads of useful tips as well.Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)0
-
I know the feeling - I was updating my spreadsheets last night and checked online banking again and I'd got paid - about 11.30 and it was such a relief. We're not in debt (other than mortgage and student loans :rolleyes: ) but it's been really tight the last couple of months for various reasons and because I was being paid weekly (and storing the money in an online saver until the start of the next month) and OH gets his money quarterly (it's a grant) and transfers it each month into our current account and so the last couple of months we've been transferring it all a bit before the start of the month which made Augsut very tight but we did it and for September there's a budget in place.
Good luck with September and may the light keep shining brightly :AInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards