We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

what's the difference?

I've just been checking my bank statement online & where I have gone overdrawn I have had some "Debt referral" charges £30 (am gutted with myself cos had been really good but fell off the wagon recently) anyway, there's another charge for £30 that says "commission" is it for the same thing do you think? Who do I speak to to check?
Married my wonderful husband February 2013!:happyhear
I want to wear my beautiful wedding dress everyday- it would make shopping so much more fun, I mean, people go shopping in their pyjamas these days.......
Must STOP spending!!! :)
Proud to be dealing with my debts!
Beautiful Rainbow Babies born on 31/12/14 @2:45am and 7/6/2017 @12:44pm

Comments

  • red74
    red74 Posts: 348 Forumite
    Hi emylou. Not sure what the payment will mean but somewhere on your internet banking site there will probably be a 'contact us' section. Somewhere in there (it's often well hidden!) you should find a phone number for account enquiries, just tell them you want to query an unrecognised entry on your account. If there isn't a phone number there should at least be an email address for you to contact.
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hiya, some banks are starting to charge you an 'arrangement fee' if you go over your overdraft limit - they way it works (I think) is that if you go over, they will automatically increase your limit, if they deem you a good enough risk, but they will charge you for it.

    Technically you are then paying for 'a service' and therefore it's not a punative charge and can't be reclaimed like overdraft fees can. Sneaky eh?

    Could that be you have been charged for?
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.