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LOSING IT ALL.... a failures story
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            I just wanted to add that you have called this thread "a failure's story" which sounds like the most unrealistic title I have ever heard. You are anything but a failure!
 You and your partner are struggling through the most trying times and still managing to turn a profit on a business run from a sick-bed. I am sure there is no end to your resourcefulness, and given time you will get yourselves back up and winning again.
 Please look after yourselves and don't ever think you are failures.0
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            Ok, in which case I would suggest you liquidate the business and your house and use it to pay off your debts. This will leave you with £100K with which you can locate to a cheap area and buy a cheap property with no mortgage (aim for around £70K). You can then live frugally on what's left over and the £155 p/w while you get back on your feet and hopefully your income will improve. Best of all, you'll be free of all your debts and won't have the hassle of all these bouncing payments and creditors hassling you.
 May I wish you all the best, take care.
 hello to you. Hugs aswell
 I would also aim on this . Also you could think about in the future about a second start all over again. What harm is there with that.??
 All the best and keep us informed:A Tomorrow's just another day - keep smiling0
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