Credit report query

and_the_sun_will_rise

Hello,

I've been checking my credit report for a few months now so that I can be in more control of my debt situation. Everything is listed as it should be with correct balances except for my outstanding Quick Quid loan. It doesn't appear on Noddle anywhere. Previous Quick Quid loans that I have had are listed in the closed accounts sections so why does this one not appear? Its not defaulted yet (shouldn't be too long now though) and they have my contact details because they send me an email every two weeks telling me my account is overdue. Can anyone help?

Cheers!

CalumHeath

There is more than one credit reference agency; not every lender reports to every credit reference agency.

and_the_sun_will_rise

Thanks CalumHeath.

Anyone know who QQ report to? I have only checked Noddle as its free. I shouldn't have to pay to see my own credit report!

What on earth is the point of more than one credit reference agency? *grumble grumble moan moan*

matchboxfull

Try Clearscore. They are the free section of Equifax, I think.

CalumHeath

matchboxfull wrote: »

Try Clearscore. They are the free section of Equifax, I think.

In addition to this suggestion, a statutory report from Experian only costs £2. I'm not sure if they have a free service like ClearScore or Noddle. If you've never used them before you might be able to take advantage of a 30-day free trial offer - just remember to cancel it before the end of the service or they'll start charging you £15 per month or however much it is these days.

Between these services you'll be able to cover all your bases at a maximum cost (by my calculations) of £2.

and_the_sun_will_rise

Yup, already tried Clearscore and its not there. Thanks for the £2 Experian report tip - I'll get one of those asap.

Cheers!