Help with bailiffs

SUESMITH_2

if they come round do not let them in your house even if they say it will be less embarrasing for you to talk in there as that counts as being invited in and then they can start to make a list of goods to seize. at one point i was getting calls and visits most days so i really sympathise. the debts were my oh's - and i made sure that i paid for anything of value and had receipts to prove it - the only thing he owned was a scrap car dumped in the front garden that i had been nagging him for months to shift they came and wanted to seize that - i think they realised it wasnt worth it when i said i would help them load it on the trailor lol.

Herbie21

A bailiff will say that he has a warant that gives him the power to enter your home....and he has....however, he has to either enter through an unlocked door, door with a key in the lock, through an opened window or ienter the home if the door has been left open. Otherwise he must enter "peacefully".

He will try to put his foor over the threshold. DO NOT ALLOW THIS.

Once in, he will not leave unless he is able to persuade you to sign a Walking Possession agreement which gives him the right to return if you do not keep up the payment arrangement that you have both agreed. If a cheque bounces or a payment is late, many bailiff use this as the excuse to then return and charge you the dreaded "attending to remove" fees, bounced cheque fee and many are now also charging a "broken arrangement" fee as well.

Therefore to avoid this situation, tell the bailiff that you are aware of your rights and you will not allow someone into your home, but that you are willing to pay the debt but at an affordable rate.

RAS

fed.up wrote: »

I have been trying to get advice, thats why im asking on here, im sure someone on here may have had a simular situation. I have been to the CAB, i have spoken to the fines officer in the courts, i called the National Debtline who gave me an information pack, i put together a budget sheet and sent it to them. I have done almost everything i can think of.

The only thing i can hope is that it gets taken back to court, this way the courts will notice that its their fault it got this far in the first place, and hopefully they will see that i have been trying to make payment arrangments but they have not been accepted.

Anyways, thanks for your help, its much appreciated.

Fed up

I appreciate that you are worried about how you are going to pay this, but the core of the problem is that this is a legal issue and this is a debt support web-site. You need to look for help re the bailiffs in the right place.

You need to talk to Community Legal Service Direct, as just hoping it is referred back to court is not going to help you and could be damaging.

Regarding your finances, if you post up the information that you put together for the budget sheet, people here can hlp you.

or you could do an SOA the Dfw way, see here:

http://forums.moneysavingexpert.com/showthread.html?t=107280

RAS

Hi

How did this work out?