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:j:j:j:j:j:j:j:j:j:j:j:j:j:j

I'd like to thank everyone for all the advice that has helped MASSIVELY, particular mention to Sourcrates who has been incredible helpful.

I can now for the first time in my life actually start to save money - odd feeling but I like it :D
Debt free since Jan 2016

:beer:
«1

Comments

  • many congratulations! :)
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Congratulations. Well done. :j :T

    If you think it's all done, then add yourself to the The Debt Free Roll Of Honour
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Dum Dum Dum........ Another one bites the Dust!!
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • sourcrates
    sourcrates Posts: 31,481 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    dobbollah wrote: »
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j

    I'd like to thank everyone for all the advice that has helped MASSIVELY, particular mention to Sourcrates who has been incredible helpful.

    I can now for the first time in my life actually start to save money - odd feeling but I like it :D

    Yaaaay !!

    Well done dobbollah !!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Awesome!! Well done!!:j:j:j:j:j
    PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
    Now to start saving...it's a whole new world!!
  • ratrace
    ratrace Posts: 1,021 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 28 January 2016 at 12:22PM
    Fantastic go on you!

    Ive also become debt free so i know the feeling already saved around £1,400 so far (sold 2 sets of alloys that i had in the garage so that made saving higher than normal lol)

    Massive Congrats

    Whats next on the list?
    People are caught up in an egotistic artificial rat race to display a false image to society. We want the biggest house, fanciest car, and we don't mind paying the sky high mortgage to put up that show. We sacrifice our biggest assets our health and time, We feel happy when we see people look up to us and see how successful we are”

    Rat Race
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Brilliant! Many congratulations. :beer:
  • Well done, such an achievement
    DFD September 2017
  • dobbollah
    dobbollah Posts: 230 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks everyone ! Due to good budgeting we are saving to go to Florida Disney in October (all paid for upfront no borrowing involved :-) )

    Then its the big one...extend or move.......in 2018/9

    Many thanks again to all
    Debt free since Jan 2016

    :beer:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done you!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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