We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Discharged today, but doesn't feel real.

It says discharged by my name now.

Can anyone confirm to me that I am in charge of my own money now? That I wouldn't have to justify if I wanted to buy something frivolous and pricey? That if I suddenly inherited some money I wouldn't be liable to give £30k to credit card companies? That if I get offered a high paying job now and could suddenly afford to pay back the debts I still wouldn't have to?

Is this actually totally the case?

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Congrats on the AD. :beer:
    DrMoosePLC wrote: »
    Can anyone confirm to me that I am in charge of my own money now? That I wouldn't have to justify if I wanted to buy something frivolous and pricey?

    Correct
    DrMoosePLC wrote: »
    That if I suddenly inherited some money I wouldn't be liable to give £30k to credit card companies?

    If the date they died was after your discharge, then correct.
    DrMoosePLC wrote: »
    That if I get offered a high paying job now and could suddenly afford to pay back the debts I still wouldn't have to?

    If you have no IPA, then correct.
    DrMoosePLC wrote: »
    Is this actually totally the case?

    Yes.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.