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help with marstons
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ljs2306
Posts: 6 Forumite
we had a marstons bailiff at the door last Thursday for my husbands csa debts of around 3600 he stupidly let them in as thought he had to we said theres no way can pay the full amount and would have to be in instalments he said 25 a week but we have to pay 500 by this Friday theres no way we can do this as struggling as it is any advice please
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we had a marstons bailiff at the door last Thursday for my husbands csa debts of around 3600 he stupidly let them in as thought he had to we said theres no way can pay the full amount and would have to be in instalments he said 25 a week but we have to pay 500 by this Friday theres no way we can do this as struggling as it is any advice please
Argh, should not of let them in, they can re-enter now, through an unlocked door, whenever they want.
You are best dealing with these people in writing only, you don't have to do anything that you cannot afford, you should make your offer in writing, then pay what you have told them you would pay, don't speak to them again accept by letter.
https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/bailiffs/I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Hi LJS2306,
Did you sign anything when he came inside? If you did then that is the Controlled Goods Agreement (CGA) and the terms of repayment are specified on that form (as well as what goods the bailiffs can take if you don't maintain the instalments). Unfortunately, the bailiff can force entry for these goods. If you didn't sign anything then the bailiff will not have taken any of your goods into control and he needs to start the whole process again (including entry).
CSA bailiffs are like council tax bailiffs which means (without a signed controlled goods agreement) they will need to try and gain peaceable entry again. Do not let them in, keep the house locked and secure, and hide any assets outside. You will probably need more detailed advice about dealing with this. Try calling one of the free services for more advice.
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
hi we didn't sign anything at all am going to make a phone call to one of the advice lines today once have all our income and expense figures together0
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