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Small remortgage
teddy1987
Posts: 5 Forumite
Hi all, I purchased my house in 2012 for a mere £123,000, its a 4 bed detached, very spacious and room for an extension.
Ive had plans drawn up for an extension and hoping for a small remortgage of approx. 15-20k, as I already have some funds.
As it stands I have a credit score of 890 on Experian, (which is good) not missed any mortgage payments,(4years) no searches or missed payments in the last 6 months, have a decent job of around 25-27k per year.
I do have debt of about 4k, which is a loan and a credit card.
I know I am probably good to be accepted but just want a few opinions first.
cheeres
Ive had plans drawn up for an extension and hoping for a small remortgage of approx. 15-20k, as I already have some funds.
As it stands I have a credit score of 890 on Experian, (which is good) not missed any mortgage payments,(4years) no searches or missed payments in the last 6 months, have a decent job of around 25-27k per year.
I do have debt of about 4k, which is a loan and a credit card.
I know I am probably good to be accepted but just want a few opinions first.
cheeres
0
Comments
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Any dependents?
What's your current mortgage debt?0 -
no dependants, and a current mortgage balance of 88k0
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Anyone else have any thoughts ob how likely my app will be successful?0
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Are you remortgaging (that means a new mortgage with a new lender to repay the old one and possibly raise more) or are you asking your current lender for additional borrowing?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I'm asking for additional borrowing0
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