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First-time loan application

maria_athena
maria_athena Posts: 9 Forumite
in Loans
I would want to apply for a loan, I am an Australian citizen. Is there any loan I can apply for? Probably if I can pay it for a year. Would it be possible?

Comments

  • Sagz_2
    Sagz_2 Posts: 6,251 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How much are you looking to borrow? Would a 0% credit card be an option?
    Some days you're the dog..... most days you're the tree! :D
  • HappyHarry
    HappyHarry Posts: 1,700 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I would want to apply for a loan, I am an Australian citizen. Is there any loan I can apply for? Probably if I can pay it for a year. Would it be possible?

    This is a UK based forum and US loan processes and regulations are likely to be very different. As you are living in California, you may want to seek a different forum.
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    strikefreedomjr wrote: »
    Find a good loan officer, preferably a mortgage broker (Not a credit union, or a bank), and follow their advice. It may take 6 months to a year to finally get into the shopping part of the process; however, a good mortgage broker (who doesn't get paid until your loan closes) will give you specific things to do and the time frames to raise that credit score to lower your interest. Find a loan officer that you can relate to. Good Luck,

    Pure spam, move along.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    dealer_wins wrote: »
    Pure spam, move along.

    As is the OP, for that matter.
  • DCFC79
    DCFC79 Posts: 40,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP as you are in California you should ask a bank or a lender in America/California
This discussion has been closed.
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