Can anybody me help

Growurown

Coxhoelad wrote: »

Try again God this is hard to star with

Hi Coxhoelad, it is hard to get started, but congratulations! You've jumped your first hurdle, and that's fantastic. It's impossible to plan your finances until you know every penny you owe and every penny you spend, and that's the scary part. There have been some very good advice given already about how to cut your outgoings down. It can be difficult at first but once you get into the spirit of money saving it can be quite addictive. OH and myself had nearly £50,000 of debt and I am now debt free. OH has a little way to go yet, but it can be done!

My_Lovely_Carrot

Do you receive any benefits i.e CTC, WTC or Child Benefit. Hope you get sorted.

fatbelly

My_Lovely_Carrot wrote: »

Do you receive any benefits i.e CTC, WTC or Child Benefit. Hope you get sorted.

use turn2us

you're not on a massive income and I would expect child benefit and child tax credit to show up

emmsie123

They earn too much for tax credits the cut of for one child is £26000 and they take home £2500.
Child benefit i agree.

kendall17

Child benefit of £20.10pw to be added in.

I agree with the majority of budget comments apart from food, it's 1 that needs to be comfortable and £200 seems a good figure.

How would you feel if you lent your mate £5000 and agreed £250p/m repayments. He came back to you cos he was struggling with the £250 but then jetted off on holiday?

You worked out you have £210 left overafter debt payments - where does that go?