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30.8.07 what small dfw thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
Welcome to Thursday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
Welcome to Thursday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- do piggy comps, clicks and surveys
- check online banking and update spreadsheet
- make storecupboard dinner
- work on budgets for September
- not increase my debt in any way
- be positive!!
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Hi All,
Today I will:- Do clicks & any surveys
- Make meal-plan supper
- Phone Horse & Hound to find out how to submit pics to them (V scary as v new photographic business):eek:
- Not buy delicious chocolate!
"Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0 -
I really dont feel well today, so wont be going far if I can help it.
I will
- ebay some stuff (didnt do this yesterday)
- dry clothes outside
- only eat what I have in
- some freebies arrived from the HiPP baby club - free bib and food for baby and money off vouchers0 -
afternoon all,
well i'm not having the bestest day, just bought chocolate and crisps from the canteen to supplement my packed lunch! however I'm going to do good things too!!!
-did piggy clicks-played on internet at work to save electric at home
-going to boots after work to use my 4x £5 off vouchers for stocking bits for mum's xmas (good thing she knows she's a wrinkled old goat so she won't be offended by time delay products!!!)
-going to call tiscali to see if i can keep my phone with them despite cancelling the internet (bt are proving to be too much hard work!)0 -
Hi everyone
Im going to get next weeks meals planned - based on using as much stuff as we allready have as possible..:T
Hubby is away from tommorrow morning until the early hours of monday morning - so i will be eating even cheaper than normal:D
Have sorted out all the bottles that need returning so i can get my deposits back -reminds me of being a kid:p ..hopefully will get hubby to take me with them tonight
have no washing at all to do - so the washing machine can have a holiday until monday ...:j-6 -8 -3 -1.5 -2.5 -3 -1.5-3.50 -
lynsayjane wrote: »-going to boots after work to use my 4x £5 off vouchers for stocking bits for mum's xmas (good thing she knows she's a wrinkled old goat so she won't be offended by time delay products!!!)
:rotfl: :rotfl: :rotfl:Proud to have dealt with with my debts
Debt free from 18th March 2013, long may it continue!0 -
Hi all,
Today I am
-planning my food budget/menu's for next week
-putting all my old books/pc games on amazon (sold 1 already!)
-put something on ebay
-cashing some cheques that have been on my fridge for a month
-I have applied for a loan to pay off all dh's credit cards and am buying stand alone ppi
-I have picked all the apples off my tree and made loads of apple stuff for the freezer
-I will cook a storecupboard dinner
-I will stay positive that I am dealing with this debt.0 -
I was cooking pasta before 8am this morning for my pack up and very tasty it was too! (and another lot for tomorrow).
NSD apart from amazon parcel I need to get off after work but that'll come back to me once amazon have paid me.
When I get home I'm going to
:catch up with surveys did pretty well last night
cook dinner which is going to be leftover chilli from the weekend which I froze in a mexican wrap style thing (an experiment!)
make a cake as the fairy cakes I made at the weekend have now run out.
Start our mass shopping list for September
Update spread sheets etc.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
my first post on this thread but I hve been reading Hypno's diary for some time. Today I actually properly read the front page of the MSE website about Orange, despite having been an Orange customer for years:o , and have been sending free texts to my son instead of 10 pence a go, collecting blackberries to make a crumble, and walking the dog for much needed exercise:cool:0
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Evening everyone,
Today I finally received my new bank cards so have had to spend a bit but did it mse way:
*Sorted out buildings ins through Quidco - £70 cashback
*Sorted out contents ins through Quidco - £35 cashback
*Ordered new mobile phone + free Wii (will be dh xmas prezzie) + £105 cashback + will sell new phone as actually like my existing one + £60 cashback through Quidco! :T
*Off to Chester Zoo tomorrow so going to look for any vouchers.
Ev x0 -
Today I:
- did piggy and quidco clicks etc
- banked some ebay cheques and £12 of coppers from my coppers bottle
- posted 3 ebay parcels
- went out for lunch with friends REALLY cheaply :T (£9 for 3 courses plus a huuuuuuuuge diet coke)
- took delivery of my first online tesco shop (1000 extra points plus 300 piggy points :T )
- picked up a new bed for my moggies from a fellow freecycler
GOD BLESS DURAN DURAN
Official DFW Nerd Club - Member no 293 Proud to be dealing with my debtsMarch NSD 5/10 March Make £5 Day £99.28/£1550
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