Bank loan in temporary employment

restless6 · 15 January 2016 at 11:02PM

I want to extend my hsbc bank loan so I can change my cat but they mentioned on the phone that I have to be in permanent employment .

I am in a temporary job until June, when it will be renewed for another year.
I have other income from tax credits and a second job which is on a zero hours contract (both jobs with nhs)

Do you think my chances of getting the loan - I want £8000 is zero ?

vlad · 15 January 2016 at 11:43PM

You want to borrow £8k to buy a CAT? Good grief !

worried_jim · 15 January 2016 at 11:44PM

I am guessing car.

restless6 · 16 January 2016 at 12:44AM

yes a car !!!!

forgotmyname · 16 January 2016 at 1:37AM

Stick with your old car or buy something cheaper.

dealer_wins · 16 January 2016 at 8:46AM

Cats are cheaper to run than cars. Get a cat!

restless6 · 16 January 2016 at 9:10AM

I already have a cat

I could buy a different car, but the one that best fits my requirements would need the loan.
I would rather take a bank loan than car finance as it is much cheaper.

Just a bit gutted if I can't do it because of my contract.

glentoran99 · 16 January 2016 at 9:17AM

try zopa. might have some success

restless6 · 16 January 2016 at 9:40AM

glentoran99 wrote: »

try zopa. might have some success

Thank you

I have never heard of them but just looking at their website

Bank loan in temporary employment

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