I didn't realise Stoozing was so profitable

emmalt

I have an Egg moneycard to start.

Virgin £7500 credit limit
NatWest £3000 credit limit
RBS £3200 credit limit

I still need to find a savings (and ISA account) but a rough calcualtion at 5% would give me £124.15 after fees and £217.72 @ 6% over 13/15 months.

I have not calculated how much is to be gained using an ISA account.

Money for nothing.

emmalt

Use an ISA and it rockets to £376 & £466

emmalt

First I used the stoozing calculater on this website.

Second I have deducted the fees the credit cards charged from my profits and how much I can transfer. I.e. Natwest will charge me £60 for £3000 BT which has been taken from my profit. I also only used £2940 to calculate the interest earned.

I am a 40% tax payer and flagged this on the calculater.

When I calculated the figures for ISA I used both my husband's and my own ISA allowance. I then flagged 40% for the rest.

NatWest & RBS are both for 13 months and Virgin 15 months.

Missed the transfer times though so it will be a little less I suppose.

Anything else I missed.

Mind you, reading a post further down, my few hundred quid is pittance.

iggypop37

it all counts