Removing default - how successful is this strategy

devlopands

I Have discovered an old default on my credit file from February 2012 from T-Mobile.

The default was for £187.

How successful would a strategy like this be in getting the default removed http://www.learnmoney.co.uk/credit-file/remove_default_notice.html

Would t-mobile have keep the original agreements for so long and is the article correct?

rizla_king

devlopands wrote: »

How successful would a strategy like this be in getting the default removed?

its out of date nonsense that doesnt apply to phone contracts in the first place

sourcrates

devlopands wrote: »

How successful would a strategy like this be in getting the default removed http://www.learnmoney.co.uk/credit-file/remove_default_notice.html
?

Hi,

You don't sign an agreement for Mobile contracts.

Use of the phone, or SIM card, is seen as acceptance of the contract.

You can only get a default removed if :

(1) it was incorrectly recorded, for example, you did not default on the account.

(2) it was due to fraud.

(3) You agree removal of the default as part of a full and final settlement offer.

That's it !!