How to stay out of debt...?

pennystretcher · 10 January 2016 at 4:03PM

Read http://www.moneysavingexpert.com/banking/Budget-planning

Also the demotivator can be really eye-opening experience: http://www.moneysavingexpert.com/shopping/demotivator/

Jon_B_2 · 10 January 2016 at 4:23PM

£650/month on groceries for 2 adults and a toddler is frankly, insane.

We have the same household number and we spend about £300-350. So hardly austere and we don't shop to make it cheap. Just good old fashioned method of once a week shop with a shopping list.

We rarely drink alcohol though, so expense is just in food really - alcohol is quite expensive.

theoretica · 10 January 2016 at 6:43PM

If you log into your amazon account you can see all your past orders - for years. Which will let you look throught them with the benefit of hindsight and decide which were money well spent. Then (harder) try to avoid the other sort in future.