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29.8.07 what small dfw thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
Welcome to Wednesday - middle of the week already !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
Welcome to Wednesday - middle of the week already !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- do piggy comps, clicks and surveys
- check online banking and update spreadsheet
- make storecupboard dinner
- get something listed on ebay
- send everyone out with packups
- take flask of coffee to the garage for while I am waiting for my car to be fixed, instead of buying rubbish from their machine
- be positive
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Hi
Today I will/have:
- Checked online banking
- Done my piggy clicks
- Taken a packed lunch to work
- Will use exercise DVD rather than pay for a dance class.
- Not add to my debt in any way.
- be positive
- I will remember that I only have to make one more payment to my store car before it dies!!!!
- Look at Ebay and maybe list something.
Have fun xCurrent debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
Have brought pack up for lunch, and returning a dress that I really do not need (but really really want) but £45 is a chunk off my credit card!!0
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Morning all,
I will /have today:
checked online banking
have a NSD except for milk and bread from budget
not get any more debt
go to mates cafe to pick up some clothes(they are too big for her...) and have a free brew
so not a lot really but its something0 -
Good morning, lovely and sunny here!
Today I am:
*working at home so saving on petrol
*done loads of comps and will do clicks and searches as usual
*list another item on ebay - hopefully will go better seem to have not sold well recently
*checked online banking
*find out who deals with mileage claims in the college so I can claim some money back
Have a good mse day x0 -
Today I will
- sort something out I need to send for ebay
- buy credit for phone from Boots to get advantage points
- make tea using what is left in cupboards
- getting some items that are on offer on makro mail, they are a very good MSE stylee offer
BUT, not very MSE, I am having my hair done (however, I have budgeted for it and am having a cheaper style than usual)0 -
Hi all,
Today I have/will:
- brought lunch to work with me
- store cupboard dinner
- done piggy comps
- going to cinema on Orange 2 for 1 thingie
- managed to get registered with an NHS dentist :j
- not increase my debt in any way
- be positive
Incidentally - discovered a little moneysaving tip last week - if you send your car for it's MOT with no windscreen washing fluid in they have to give you some as it's part of the test
Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT
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Hi everybody
Today I am chuffed with myself for
Making the most delicious debris soup- just had a bowl for my lunch
Making a blackberry and apple crumble from blackberries in the hedgerow and apples from the churchyard.
Avoiding going to town so 6th no spend day and last Fridays money still untouched in my purse. WOOHOOO and I have been out walking loads
Put 2 portions of last nights tea in the freezer for another day when doing the storecupboard challengs.
Think that is about it -- have good days everyoneTry and do a good deed every day.0 -
Afternoon everyone!
Today I have/will...
-brought packed lunch to work
-eat banana provided by work for brekkie
-will try and remember my pigsback login/password and resurect my clicking!
-maybe walk home from work to save the second bus fare
-spent my lunchbreak playing on the internet so my pc won't have to go on when I get home!!!
have a good day all xx0 -
Today:
I didn't bring lunch in as my parents have been staying and didn't get a chance to make anything but I just got a bag of crisps as I wasn't very hungry (and bought in cakes and fruit from home).
Am making a careful shopping list of things we need to take us up to the weekend and a new month.
Tonight I'm going to concentrate on doing surveys, clicks etc as I've been neglecting them a bit
And over the last 2 days my lovely parents bought us lunch and drinks out and dinner out last night, and paid for a whole tank of petrol as I drove us about and was almost out (only used 1/8 of it) they also bought me some things to sell and gave me some 1ps, 2ps and 5ps they'd accumulated whilst away. Oh and they bought us some bird food and a new feeder for our garden too. Didn't expect them to do all that but it's really nice they did (had to stop mum paying for the postage on my ebay sales yesterday though - pointed out the people had already paid me for it and I could manage
) Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Things for today:
Did rpoint clicks
Did cashbag clicks
Brought 4 pints of milk for 10p! and some fancy ham slices for 10p
Resisted buying scones with fresh cream
Put in more photos to get developed for free.Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0
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