When does debt come off report

sourcrates

johnmondin81 wrote: »

It really depends on the country. In Canada, it could come off in 6 months to 10 years.

Hi,


As this is a UK forum, all advice, opinions, quoted law, etc, applies only to the UK.

fatbelly

alltheinfo wrote: »

The defaults recorded on your file would drop off after 6 years even if you still owe the debt. What would show on your credit file is how much of each debt is still owed and how much you are paying back each month.

In addition to the other points, to be clear - the WHOLE entry drops off the credit report six years after it is defaulted or settled, whichever occurs sooner.

fermi

fatbelly wrote: »

In addition to the other points, to be clear - the WHOLE entry drops off the credit report six years after it is defaulted or settled, whichever occurs sooner.

Thanks. In my haste I missed that point of correction.