We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bailiffs Rights
TwistedPsycho
Posts: 971 Forumite
Evening.
Some of you will probably remember my previous threads about my stubborn brother and the debts he was (and still is) ignoring. Well now he is apparently due in court next week and my parents are doing their nut!
The question is this. From what I can gather from my father, the letter actually says that the solicitor is going to petition the court for the bailiffs to be able to take ANY possesion in the house regardless of the ownership.
Now as far as I was aware, the standard protocol was that bailiffs were only able to take items that belonged to himself or partly owned by him. With this is mind surely things such as the TV in a communal lounge, which is paid for and owned by my parents, or my fathers car could not be seized?
I hate being so far away that I can not go down and take another look at the paperwork. He has been unemployed for over a year but has never gone to the dole office with his paperwork. As far as I can tell he has therefore never been able to sign on. He never sent the paperwork for his loan payment protection to the bank, so they are also chasing him. I wish i could wipe my hands of him, but I know he is family.
Any help on baliffs rights would be appreciated, I am sat here witha blank mind because I can not even work out what to google.
Many thanks
TP
EDIT: Sorry Guys... After a stiff drink I found my previous questions on this matter were exactly the same.... Thanks for reading anyway!
Some of you will probably remember my previous threads about my stubborn brother and the debts he was (and still is) ignoring. Well now he is apparently due in court next week and my parents are doing their nut!
The question is this. From what I can gather from my father, the letter actually says that the solicitor is going to petition the court for the bailiffs to be able to take ANY possesion in the house regardless of the ownership.
Now as far as I was aware, the standard protocol was that bailiffs were only able to take items that belonged to himself or partly owned by him. With this is mind surely things such as the TV in a communal lounge, which is paid for and owned by my parents, or my fathers car could not be seized?
I hate being so far away that I can not go down and take another look at the paperwork. He has been unemployed for over a year but has never gone to the dole office with his paperwork. As far as I can tell he has therefore never been able to sign on. He never sent the paperwork for his loan payment protection to the bank, so they are also chasing him. I wish i could wipe my hands of him, but I know he is family.
Any help on baliffs rights would be appreciated, I am sat here witha blank mind because I can not even work out what to google.
Many thanks
TP
EDIT: Sorry Guys... After a stiff drink I found my previous questions on this matter were exactly the same.... Thanks for reading anyway!
Signaller, author, father, carer.
0
Comments
-
Bump- anyone with an answer? would like to know the rights of shared occupation/ possessions myself.
Thank In advance:DTallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!0 -
Hi TP - Bailiffs can NOT take something that does NOT belong to your brother (he may need to prove ownership) and the 'Solicitor' is wrong to 'threaten' this.
For a very good overview of exactly what a bailiff can and can not do, and your rights in dealing with them, have a look at the following link:
I'm sure that will help your brother.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
What can and does happen is the bailiff comes in, take what they deem to be his or possibly is and then it's up to the actual owner to prove they own it.0
-
Thank you. That makes things a bit clearer. I thought I had seen one of those programmes where a flatmate had to take receipts to prove his ownership of something.
But I wonder what could they do if they took something of an "innocent" party and no receipt could be produced?
Scary?Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards