We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2016 mfw

199100101102104

Comments

  • number #120 here and overpayment of £700 for December.

    Well done everyone and thank you Lomcevak for running the group.
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • purplevamp wrote: »
    Total for the year is £3,000 ~ £2,000 less than I wanted :(


    But £3000 more than if you hadn't tried at all :T :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • f0xh0les
    f0xh0les Posts: 7,761 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    hello! late to the party, but turned up anyway._party_

    Managed to overpay £344.61 this month, I will have to work out how much I can overpay and be very organised in 2017

    Thanks to the hosts, I had a lovely time.
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • purplevamp
    purplevamp Posts: 10,865 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    But £3000 more than if you hadn't tried at all :T :D

    So very true Frayed Knot :p I think we've all done incredibly well this year. The people on this thread are really encouraging. Even though I don't always say it, I read people's diaries and take little hints and tips away for which I am grateful for.

    Watch out 2017... we're coming!!!!! :rotfl:
    Mortgage: Was: £154,495 Oct 2039 Now: £80,216.32 May 2037
    Swagbucks ~ £215 (2024 ~ £395)
    Surveys ~ £231.65 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £1,868.60 ~ (2024 ~ £2,561.04)
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    #43 last op of £480. Didn't make my target this year but every little helps
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • #9 made a slightly better OP this month (dec) at £400.53 so I should hit my £6000 target, just!

    Well done everyone and thanks for updating all year.
  • #93 with an overpayment of £68, taking my total overpayment for December to £212

    Thanks Lomcevak :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • anna42hmr
    anna42hmr Posts: 2,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here with final op of the year, managed to make my usual monthly op of £116.52 for December, so takes this years total to £6983.24.

    well done everyone on their op's. Looking forward to 2017 challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • #56 reporting a final figure for December of £2,718.20 for a grand total in 2016 of £42,000.

    Thanks again for running the thread, Lomcevak!
  • Final overpayments for December

    £89.68

    Not quite hit my target however pleased with my efforts. In honesty I haven't missed any of it, still maintained my current lifestyle plus our old car went to the scrap yard and my saving s spent on a new one. Just think what I could achieve with a bit of planning!
    MFW 2017 No 41 £835.79/£1000
    Mortgage at December 2015. £55003.41
    Mortgage at December 2016. £51173.04
    Current MF date November 2034
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.