Wrong default date on sold debt

devlopands

I have an old debt which defaulted in Feb 2013 with a credit card company.

The debt was sold on to Lowel and the default date is showing as October 2013.

Can this default be removed if I complained? Or would the best case scenario be that it is corrected?

sourcrates

Hi,
Won't be removed, the entry has to accurately reflect the way the account was managed, you can complain the wrong default date has been recorded though.

You can write to Lowell and tell them your concerns, also dispute the entry with the credit reference agency using there "something wrong ?" Link.

fermi

As said, would be corrected but not removed.

Can I just double check that the default date has actually been changed though? Many people mistake the row of Ds or 8s in the status history for the default date, or the "updated to" date etc. Not saying you have, but pays to double check before staring off with the complaint route.