Remortgage - Certified ID documents

ed67812

We are currently re-mortgaging with Nationwide. I have gone direct to Nationwide and will be using their (free) conveyancing firm.


They require identity documents certified by one of the following;

• A Solicitor / Legal Executive / Licensed Conveyancer
• Bank or Building Society Manager
• Independent Financial Advisor (Financial Conduct Authority Regulated)

Am I going to have to phone around financial advisers / solicitors to find someone to do this? What sort of charge am I looking at for this? (I've discounted bank managers because in my experience its very hard to speak to the actual bank manager).


thanks

amnblog

Starting to look less 'free'.

Will they not accept document certification at the Post Office which costs about £8.

Or, as its Christmas, I will do it for free if you come into my office!

ed67812

It is indeed looking less free. The list looks as if those are the only options, so not sure the post office service would fit their requirements. I will check though.

On the off chance, your office isn't in Derbyshire is it? (many years ago I asked such a question after a similar offer of a favour to find the person was about 2mins down the road), I would bring some mince pies!

I'll go into a Nationwide branch when I can on the off chance a manager will see me then and there.

amnblog

I am more than 2 minutes away from Derbyshire Ed in South West London.

Going into a Nationwide Branch is painful - but worth a try.

Perhaps we need to advertise a document certification service here and make some pin money.

davidmcn

ed67812 wrote: »

We are currently re-mortgaging with Nationwide. I have gone direct to Nationwide and will be using their (free) conveyancing firm.


They require identity documents certified by one of the following;

• A Solicitor / Legal Executive / Licensed Conveyancer
• Bank or Building Society Manager
• Independent Financial Advisor (Financial Conduct Authority Regulated)

Am I going to have to phone around financial advisers / solicitors to find someone to do this?

Don't you have the option of sending the principal documents instead? Or are they needing the photo certified as being yours too?

chelseablue

We had to do this too.


My partner works next door to a Solicitors so we made an appointment there.


They charged £5 a document

chelseablue

Also when I purchased my first property 5 years ago, documents certified by a Company Director were acceptable so I got my boss to do it for free :-D


This time around I asked if a Director could witness my ID and was told no

ed67812

amnblog wrote: »

I am more than 2 minutes away from Derbyshire Ed in South West London.

Going into a Nationwide Branch is painful - but worth a try.

Perhaps a jaunt down the M1 is bit excessive..........I rang the local Nationwide branch today and they ummed and ahhed but then said I could bring them in for the manager to do. (I'm pretty sure they were confused between the documents that Nationwide mortgage services require for application and the documents that the legal firm need for their checks, so we'll see).


I'm already slightly put off by the legal firm as they have sent two documents with the lists of suitable ID and who can do the verification and they are completely different. The Post Office service is suitable according to the letter I had today! I've e-mailed them for clarity!


I get why its done but how is a bank manager or solicitor more qualified than anyone else to know what a genuine passport looks like?

amnblog

ed67812 wrote: »

I get why its done but how is a bank manager or solicitor more qualified than anyone else to know what a genuine passport looks like?

Because their regulator can hold them to Account (as can mine).