Partner Contribution for SoA

CricketTragic

Hi,

I'm filling out forms (have previously posted SoA on the forum) and was wondering what to do about partner's contribution? The following is my total income plus household benefit income ( but not including partner contribution):

My Salary: £964
Tax Credits: £585
Child Benefit: £149

Total: £1,698

Total Expenditure: £2,443

The difference is £745 but my partner's net salary is £750, surely it isn't feasible to leave her with £5 per month to spend personally (especially since she isn't the one going bankrupt).

I've just been offered a lot of extra hours at work so I can make up the difference, but what would be a reasonable amount to put down as her contribution towards household expenditure on the SoA bankruptcy form?


Thanks for you help,
CT

DorisTrousers

Look at it the other way round.

The £750 added to the £1,698 is £2,448, leaving a household surplus of £5. The OR isn't interested in any surplus less than £20, so you may not be asked to pay anything at all into an IPA. I'll hedge my bets a little as I haven't seen your SOA, but that's what it looks like to me at first glance.

CricketTragic

Hi, I'm willing to do more hours (I have a zero hour contract and my income can vary between £500 - £2,000) and if this does trigger an IPA I wouldn't want to put an unreasonable figure for my partner's contribution and stretch her when she's not the one going bankrupt.

tomtontom

You're a household OP, why would her income not go towards household expenses? Are the children not hers?

DorisTrousers

You could pro-rata the income and expenditure and do it that way, with 50/50 calculations for benefit income for the kids. If you are in a negative and unlikely to get an IPA, you do have to ask what sense it makes working extra hours only to lose it into payments in your bankruptcy though.

CricketTragic

I'd be looking to do more hours and therefore the lower (but fair and reasonable) my partner's contribution the better. Biologically they are her child and not mine, another reason I don't want her to have too high a contribution as it wouldn't allow her to buy Xmas and birthday presents for the boys etc.

CricketTragic

Hi, she does contribute but just trying to find a fair and reasonable level

DorisTrousers

If you are arguing that the children are not yours, then it is logical that you can argue that the benefit income for them is not yours either, so why are you counting it? Or have I missed something?

CricketTragic

I asked on a separate thread and debtline and it was confirmed that as I'm named on tax credit award I'd have to put it down as income and then put down household expenses. Not looking at arguing they're not mine, I was just replying to earlier comment

I think the thread has gone off topic. I'm looking to do more hours and was wondering what a reasonable and fair contribution would be from my partner towards the SoA for the OR

DorisTrousers

Ok.

I have had time to find your SOA, and the SOA you have posted indicates that your partner has 49% of the earned income coming into the household.

So, you can put your wages, the benefit income and 49% of her wages as her contribution, against your expenditure.

CricketTragic

Thanks for your help, sorry wasn't expecting you to look through forum. So I could put 49% of her net salary, 49% x £750 = £368 through as her contribution?

Thanks for the help, it's so appreciated and I'm stoked that you took the time to help,
CT